Around May 1st.

Using a credit card will generally result in repayment within 20 or 25 days of the billing date. The repayment period is calculated based on the user's credit card billing date and consumption date, and is not fixed.

Card holders can repay on the billing day after swiping the card. If the user does not want to repay on the billing day, they can repay according to the repayment deadline given on the billing day. .

The credit card repayment time of different banks is different. You can go to the official website to check the repayment time. The specific regulations shall prevail.

There is an interest-free period for how long it takes to repay a credit card after a credit card is used. Each bank's interest-free period is different. Among them, the interest-free period means that if all consumption payments are repaid before the final repayment date, no interest will be paid.

Take China Merchants Credit Card as an example: The interest-free period for repayment of China Merchants Bank’s credit card ranges from 20 to 50 days, and the length of time will depend on the specific consumption situation. If the consumption is after the bill date, it will be included in the next bill and you can enjoy a longer interest-free period.

According to Article 7 of the "Regulations on the Supervision and Administration of Credit Card Business of Commercial Banks": A credit card refers to a credit card that records cardholder account information, has bank credit lines and overdraft functions, and provides cardholders with relevant banking services. All types of media. [18]

Credit cards stipulated in the relevant laws of our country ("Interpretations of the Standing Committee of the National People's Congress on Relevant Credit Card Regulations") refer to credit cards issued by commercial banks or other financial institutions with the functions of consumption payment and credit loans. An electronic payment card with all or part of functions such as transfer settlement, cash deposit and withdrawal [1][2]. On December 1, 2017, the "English Translation and Writing Standards in the Public Service Field" was officially implemented, stipulating that the standard English name of credit cards is Credit Card[3].

Credit card consumption is a non-cash transaction payment method. There is no need to pay cash when consumption, and repayment will be made on the billing date.