1.Lacarra pos machine can I use a credit card?
It is ok to swipe your credit card with Lacarra POS machine, but it is not recommended. Users who use personal credit cards to swipe their cards on their POS machines are likely to be identified as illegal cashing. If it is discovered by the bank, the credit card may be frozen, and bad records will be included in the credit investigation, which has a great impact.
Second, the POS machine
POS(Pointofsales), which means "point of sale" in Chinese, is called point of sale information management system. It is a terminal reader equipped with bar code or OCR code technology, which has the function of cashier in cash or barter bank. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.
POS is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use. It is difficult to obtain basic business information for bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.
Second, the classification of POS machines
According to the communication mode, POS machines can be divided into fixed POS machines and wireless POS machines.
1. Fixed POS machines: merchants suitable for integrated renovation projects. ：
Advantages: (1) It is easier to upgrade and maintain the software; (2) Network dialing mode, with fast dialing speed; (3)POS transaction clearing is relatively easy.
Disadvantages: (1) needs online operation; (2) guests need to pay at the cashier.
2. Wireless POS machine: it is suitable for merchants who collect money at the guest's residence.
Advantages are: (1) wireless operation; (2) Free form of payment place; (3) small size.
Disadvantages are: (1) the communication signal is unstable; (2) data is easy to be lost; (3) High cost.
How to swipe a credit card in Lacarra?
Take Lacarra version 9.3. 1.9, Apple 13(IOS 15.2 system) and Huawei mate40(HarmonyOS2 system) as examples. After the pos machine is turned on, you can swipe your card, just let the cardholder enter the password, and two receipts will appear after the password is correct.
After issuing two small receipts, the first one is signed by the cardholder and the other one is kept for reconciliation. Lacarra also comes with a scanner gun, which supports Alipay and WeChat QR codes when paying. Scanning the QR code of consumers can prevent payment errors or insufficient payment.
Lacarra was established in 2005 with the mission of "creating value for operators and sharing achievements with creators". It owns Lacarra Payment, Koala Technology and Industrial Fund Group.
Among them, Lacarra Payment Co., Ltd. was listed on the Shenzhen Stock Exchange on April 25, 20 19 with the stock code of 300773.
Lacarra Payment is a leading third-party payment company in China. Committed to providing digital business services for businesses, from payment, technology, supply, logistics, finance, brand, marketing and other all-round help businesses.
Lacarra has been actively fulfilling its social responsibilities and sharing it with the society, with a total donation of more than 65.438+0.5 billion yuan to help poverty-stricken areas with education.
main business
Provide payment technology, financial technology, e-commerce technology, information technology and other services for small and medium-sized businesses.
Provide credit loans, financial leasing, insurance brokerage, supply chain finance, factoring, credit rating and other services for SMEs.
Provide merchant payment services and merchant technical services.
Personal payment service
① Convenient payment service
Lacarra Community Convenience Payment Service Platform is a remote self-service banking intermediary business system independently developed by Lacarra, which can provide four livelihood services for individual users: self-service banking, convenience payment, life service and financial service.
② Mobile payment service
Lacarra mobile payment service mainly provides users with Internet value-added services and e-commerce services, covering credit card business, mobile banking business and life services, and provides users with comprehensive payment solutions.
③ Other payment services
In recent years, Lacarra has seized market opportunities and focused on developing new payment services such as collection, agency payment and cross-border payment.
Can I use a credit card in Lacarra?
Yes, but Lacarra has uniform standards and requirements for credit cards, such as:
1.Lacarra supports debit cards marked UnionPay for credit card repayment; Support debit card marked UnionPay to transfer money to debit card.
2. Support the credit card marked UnionPay to recharge the mobile phone.
3. Debit cards marked UnionPay can be recharged to Alipay.
4. Support debit cards marked with UnionPay to pay water and electricity charges.
5. Support most personal financial services, living payment, card recharge, consumer payment, business travel, ticketing and entertainment reading in the bank.
6.Lacarra supports the operation of bank cards marked with UnionPay, and currently does not support other card types. First, Lacarra can swipe its own credit card, and Lacarra can also remit money to other savings cards, using Lacarra transfer function. But this is cash, and once it is discovered, the consequences are very serious.
Second, the act of cashing itself is not protected by law. The essence of cashing out is a fictitious transaction or no transaction at all. Cardholders can't get the actual goods or services like normal transactions after swiping their cards.
Third, once the bank has verified the illegal cashing, it has the right to investigate the relevant responsible parties. At the same time, if there are problems in the process of swiping the card, resulting in the loss of credit card users, the bank will not assume responsibility or provide legal protection. As long as the bank finds illegal cashing, it means that the cashiers will be blacklisted by the bank, and future mortgages and car loans cannot be applied for. Four. How soon can Lacarra receive the cash card? It is understood that the time for Lacarra to receive the cash card is D+ 1, which is mainly related to the transaction time. Transactions before 23: 00 every day usually arrive at the account around 0: 00/kloc the next day, and no later than 4: 00 pm; The transaction after 23 o'clock every day is the next day, D+2 settlement, that is, the next working day. The specific arrival time is about 10 in the morning, and it will not exceed 4 pm at the latest. However, the instant cash withdrawal function can also be enabled, but transactions need to be made between 8: 00 and 22: 00 to arrive at the account in real time, and transactions after 23: 00 also arrive at the account the next day. However, it should be noted that real-time cash withdrawal with credit card receipt requires 3 yuan/transaction handling fee. What should I do if Lacarra's Alipay doesn't pay by credit card? Received on weekends or holidays, received the next working day. In addition, you can also check whether the bank card status is normal, whether it has been deactivated, and so on. If it really doesn't work, call Lakara's national after-sales customer service hotline and ask the customer service to help you check the transaction.
How to use Lacarra in China Bank visa?
At present, there are many ways for our bank to handle credit card repayment: you can take the initiative to repay through our counter, ATM, online banking transfer, "China Bank Credit Card" WeChat official account, colorful life APP and other channels; Or self-service repayment through third-party channels such as inter-bank transfer and Alipay; With our debit card, Great Wall credit card and current all-in-one card, you can apply for automatic repayment; If you hold a debit card from another bank, you can also APPly for inter-bank automatic repayment through colorful life app.
The above contents are for your reference. Please refer to the actual business regulations.
If you have any questions, please contact online customer service of Bank of China.
You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GOAPP to handle related business.
Why can't Lacarra use a credit card?
Lacarra supports using credit cards. But it depends on your business needs:
1. Credit card repayment business: Credit card repayment is supported by debit cards with UnionPay logo.
2. Mobile phone recharge service: you can pay by credit card.
3. Alipay recharge service: Pay with a debit card marked UnionPay.
4. Water, electricity and fuel payment service: support debit card payment marked UnionPay.
Note: For credit card recharge, each credit card shall have no more than 2 transactions per day, and the transaction amount shall not exceed 500 yuan, and the accumulated monthly amount shall not exceed 1000.
This is the end of the video about how to swipe your credit card in Lacarra and how to swipe your credit card in Lacarra. Did you find the information you needed?