1. The arrears must be repaid in time

If your credit card is overdrafted a lot, then it must be repaid in time. Pay special attention to the repayment time. If the repayment period has passed and you forget to pay the money back, the bank will remember your name and blacklist you. After you are blacklisted by the bank, when you go to find a job, when others check your file, they will know that you have a credit problem.

Now is an era where everyone values ??credit. If your credit is not clean, no bank will be willing to lend you money. And no company is willing to hire such employees. Therefore, people joke that they would rather owe money to relatives and friends than to the bank. If the money owed is not paid back in time, the consequences will be disastrous.

2. The pressure to repay in installments will not be too great.

People today also like to use Huabei, which is a method of installment repayment. Will spend the money first and then pay it back slowly. If you still owe money to the bank on your credit card, you can also choose to repay it in installments. Some people have stable jobs, so of course they don’t have to worry, and they can’t pay off their debts. People without a stable job may be worried, but if they choose a repayment method such as installment repayment, their life pressure will not be too great.