Is it easy to apply for HSBC credit card?

HSBC credit card is relatively easy to apply for.

1, because its application threshold is low. You only need to be over 18 years old, have a stable job and income, and have good personal credit to apply. When applying, prepare proof of identity, employment, income, financial resources and other documents. HSBC will soon enter the approval stage. According to user feedback, the approval rate for applying for an HSBC credit card is relatively high, so you can apply with confidence.

First, if the applicant meets the conditions for applying for an HSBC credit card, the HSBC credit card will naturally be approved. The application conditions for HSBC credit card are:

1. The applicant must be over 18 years old and hold a valid ID.

2. Mainland applicants need to provide proof of valid address in the Mainland.

3. Applicants need to have a correspondence address in Hong Kong and can provide the addresses of relatives and friends.

4. The applicant has a valid personal passport or Hong Kong and Macao pass.

5. The application requires a stable job and legal income, and a company-stamped work certificate and income certificate are required to be provided to the bank.

6. The application requires a certain financial foundation, the equivalent of Hong Kong dollars or RMB 10,000 or more.

7. Applicants can provide certain proof of financial resources, such as real estate certificates, car driving licenses, stocks and securities, etc. If they have certain assets in Hong Kong, the approval rate for applying for an HSBC credit card will be higher.

8. The applicant’s personal credit is good.

Second, HSBC credit card limits vary from high to low. Cardholders with different qualifications and credit cards of different levels have different limits. Generally, the higher the qualification or level, the higher the credit card limit, and vice versa. It is reported that generally HSBC credit cards can be divided into three levels: regular card, gold card and platinum card. Among them, the limit of a regular card is generally between 1,000 and 10,000 yuan, while the limit of a gold card is generally about 10,000 to 50,000 yuan, and the limit of a platinum card can reach 500,000 yuan or even higher.

Third, let’s first take a look at the HSBC credit card application conditions which are very simple and similar to those of other banks. Therefore, as long as you meet the basic conditions for applying for a card, it will not be very difficult to get the card approved. As for whether the credit limit is high or low, just look at the following aspects: one is the applicant's own qualifications. The applicant has a stable job and high income, as well as a good financial situation and personal credit record. In this way, the credit card limit will not matter. too low. On the contrary, it will be difficult to have a high-limit credit card.

Fourth, the other is that different banks have different credit limits. Another one is related to the card type applied by the applicant. Cards with different card types and levels will have different credit limits. The card with the higher initial limit is the Platinum Card.

Can I apply for an HSBC credit card with time deposit?

Yes.

HSBC is one of the largest banks in Hong Kong. Friends who often go shopping in Hong Kong will think of applying for an HSBC credit card. So what are the current application requirements for HSBC credit cards? The application threshold for HSBC credit card is not high, but the application procedures are complicated. The editor will explain it to you below.

1. Mainland residents apply for HSBC credit cards

Applicants need to open an account at HSBC in Hong Kong. The following materials are required to open an account:

(1) Valid personal identity document;

(2) Valid address proof in the Mainland (such as real estate certificate, water and electricity bill payment slip, etc. that can prove a valid address);

(3) Valid in Hong Kong Correspondence address (if you have real estate in Hong Kong, just write the address on the real estate certificate; if you don’t have real estate, you can write the residential address of friends or relatives);

(4) Personal valid passport/Hong Kong and Macau pass (the applicant should record the certificate by himself/herself) number, for easy inquiry of account information);

(5) Personal work certificate (issued by the company, must be stamped with official seal);

(6) Personal income certificate (can be issued by the work unit) , or it can be a bank statement).

(7) Hong Kong dollars or its equivalent (including RMB) 10,000 (as a guarantee for the applicant’s credit limit).

When applying for an HSBC credit card, you need a bank card and Y-Shield mobile phone card

What information do you need to prepare to apply for an HSBC credit card?

1. Proof of identity, valid for more than 2 months (inclusive), required by all applicants;

2. Proof of residential address, card delivery address for applicants who choose a work address Need to provide, including water, electricity and gas bills, telephone and television bills within three months (the head of the household must be the applicant), financial institution bills within three months (including banks, funds, insurance companies), other proofs including household registration book, driver's license , passport, employment permit, residence permit, etc.;

3. Proof of permanent address. If the permanent address of the main card applicant does not match the current residential address, a supplement must be provided, including water and electricity within three months. Coal bills, telephone and television bills (the head of the household must be the applicant himself), financial institution bills within three months (including banks, funds, insurance companies), other proofs including household registration book, driver's license, passport, employment permit, residence permit, etc. ;

What are the requirements for applying for an HSBC credit card?

Requirements for applying for a credit card:

Be over 18 years old and have full capacity for civil conduct;

Have a good credit record;

Applicants can apply for no more than two supplementary cards for their spouse or relative who has full capacity for civil conduct.

Materials for applying for a credit card:

Proof of identity: copy of resident ID card or military officer ID;

Proof of employment and income;

Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

Credit card application method:

Bring your credit certificate to the counter to apply: Applicants are required to submit relatively complete asset certification documents and submit the above to the bank for review by the bank's back-end review department.

Online banking application: The applicant uses a savings card account under his or her name to open online banking, enter the official website of the required bank, enter the login password and verification code, and then enter the online banking page. Click "Credit Card Service", you can choose to apply for a credit card under the credit card service page, fill in the information and submit it. The review progress and results will be displayed on the online banking.

What are the application requirements for HSBC credit card?

HSBC is one of the largest banks in Hong Kong. People who often go shopping in Hong Kong will think of applying for an HSBC credit card. So what are the application requirements for an HSBC credit card? Please see the introduction below.

1. Applicants need to be over 18 years old and have full capacity for civil conduct.

2. Applicants must have a stable source of income. A stable source of income means that the applicant either has a fixed job (at least working for more than half a year) or has stable personal experience (can provide corresponding certificates) Material).

3. No bad credit record.

The above is an introduction to the application conditions for HSBC credit card.

How to apply for a Hong Kong HSBC credit card

You can go to the bank to apply.

Requirements for applying for a credit card:

1. Be 18 years or older and have full capacity for civil conduct;

2. Have a good credit record;

3. Applicants can apply for no more than two supplementary cards for their spouses or relatives who have full capacity for civil conduct.

Materials for applying for a credit card:

1. Identity proof: copy of resident ID card or military officer ID;

2. Work and income proof;

p>

3. Other proof of financial resources: such as a copy of the real estate certificate, a copy of the driving license, a copy of the deposit receipt, etc.

Credit card application process:

1. Fill in the application form;

2. Give the bank’s personal information and a copy of the information;

3. The bank sends it to the credit card center;

4. The credit card center reviews, prints and issues the card;

5. After I get the card, I open it and wait for the password letter .

This ends the introduction on how to apply for an HSBC credit card and how to apply for deferred repayment with an HSBC credit card. Have you found the information you need?