1, it may be the bank service fee you forgot, and the automatic renewal fee in some apps is exempt from confidential payment.

2. Credit card automatic repayment

It is recommended to contact the bank to inquire about the specific deduction details. In addition to the above, it is possible that your bank card was stolen and you need to call the police.

First, verify the reason for the deduction. If you have any questions about the transaction on the card, you can call the bank's customer service hotline, and the bank will help you inquire. Banks will not deduct fees at will, and many of the deductions that they don't think are likely to be bound withholding, remittance or account management fees. Savings institutions cannot provide original account books, but only copies. Inquiring units shall keep the deposits provided by savings institutions confidential.

According to the provisions of Article 11 of the Measures for Bank Settlement, "banks shall keep the deposits of units and individuals confidential according to law, and safeguard the right of independent control of funds. Except for projects supervised by the People's Bank of China authorized by national laws and the State Council, banks do not accept matters entrusted by other departments and localities, do not inquire or deduct money on behalf of any unit, and may not stop the normal payment of unit and individual deposits. "

According to Article 39 of the Provisions of the People's Bank of China on Implementing the Regulations on Savings Management,

In order to safeguard the interests of depositors, the inquiry, freezing and deduction of personal deposits must be in accordance with the provisions of laws and administrative regulations, and no unit may inquire, freeze or deduct depositors' deposits without authorization.

When people's courts, people's procuratorates, public security organs and state security departments need to inquire about personal deposits directly related to a case from a savings institution due to the investigation, prosecution and trial of the case, they must submit it to the court or procuratorate at or above the county level where the savings institution is located.

Public security organs or state security organs formally inquire about official letters and provide relevant clues to depositors, such as the name of depositors, the name of savings institutions, the date of deposit, etc. ; Savings institutions cannot provide original account books, but only copies. Inquiring units shall keep the deposits provided by savings institutions confidential.