Which mobile loan app is easier to borrow money from? It will give you ten borrowing opportunities!
Which loan slots are more popular among people? (zqian360) will tell you which mobile loan app is easier to get a loan and give you ten loan slots!
1. ***Enjoy cash:
It is an old Sesame branch. It was launched last year. The maximum limit is 10,000 and the usage period is 15 days. Sesame credit is good. Anyone with a real-name mobile phone number who has used it for more than 3 months can apply.
2. Ziru Pocket:
The maximum limit is 8,000, the loan period is 7-90 days, the age requirement is between 18-35 years old, and it is easier to pass with a sesame score of 560 or more .
3. Qianjin Loan:
A new credit card has a maximum limit of 100,000. You can apply for it if you have a good credit card. It is relatively easy to get a loan.
4. 51 rebate:
It also requires a real-name mobile phone and Sesame points authorization. It is enough to score more than 500 points. The maximum limit is 20,000. The use period is relatively short, only 7-14 sky.
5. Flash loan:
A large loan app with a limit of 500-50,000. You can apply if you are over 18 years old. You need to verify your mobile phone number. The monthly reference interest is 2.
6. Flash loan:
A loan with a good reputation has a maximum limit of 10,000. As long as you complete the flash loan certification, you can borrow 5,000 without any information.
7. Good wallet:
You can download the app application in App Store, re-launch it after rectification, verify that the credit card bill is good and Taobao e-commerce can increase the limit.
8. Crescent Wallet:
According to feedback from netizens, there is no credit check. As long as the sesame score is 600 or above, it is ok. The maximum limit is 3,000. It can be borrowed for 7 days. It is suitable for short-term emergency.
9. Flower Together:
A store similar to Xigua Mall, with a limit of only 500-1,000, and a loan period of 7 days, with basically no restrictions.
10. Qiandaile:
The interest rate is relatively high, but the loan is easy to get approved. The maximum limit is 3,000. The usage period is 7 days. There may be random follow-up calls.
Regular apps that can lend money
1. Common formal apps that can borrow money include Alipay, WeChat, Anyihua, Youwodai, etc.
1. Alipay: Alipay is the most common payment software. You can apply for a loan by clicking on Ant Borrowing on the Alipay My page. However, Ant Borrowing is currently only open to some Alipay users. I believe all Alipay users are familiar with this product. It is a loan service platform launched by Alibaba. The large database behind the platform will provide different lines according to users with different Zhima credit scores. The maximum limit can reach 300,000 yuan. The maximum repayment period is 12 months, and you can borrow and repay at any time.
2. WeChat: Log in to the WeChat client and click on My Bank - Payment - Weilidai. You can also borrow money. Weilidai is only open to some users. If you do not see Weilidai on the payment page , which means that it is not currently open to this user.
3. Anyihua: Anyihua is a credit product of MaMa Consumer Finance Company, with loan amounts ranging from 1,000 to 50,000 yuan.
4. Youwodai: Youwodai is an online lending platform. You can apply for a loan by downloading the Youwodai app on your mobile phone.
2. What should you pay attention to when borrowing from an app
First, choose the loan amount and term reasonably. The amount of the loan needs to be determined according to your own economic situation, and your financial repayment ability needs to be considered to avoid excessive repayment amounts in each period and excessive pressure. The loan term generally means that as the loan period increases, the interest will also increase. Therefore, you should try to choose a loan with time and interest that are within your repayment ability according to your own situation.
Second, you must carefully check the relevant contracts of the online loan platform to avoid regulations that are inconsistent with your reality or unacceptable to you.
Third, be rational when repaying your loan. It is best to use the remaining funds to invest in other things while being able to repay each installment of the loan to get the maximum profit. Many people who were defrauded by online loans did so because they did not carefully read the relevant contracts and regulations of Paihui, which resulted in them not having a good legal advantage in winning the lawsuit. If you are a college student, it is not recommended to use online loans because you have little experience and cannot distinguish between genuine and fake loans. You may be tempted by fake online loans and lead to debt. Article 26 of the "Regulations of the Supreme People's Court on Several Issues Concerning the Application of Law in the Trial of Private Lending Cases" promulgated by the State Council clarifies relevant information such as the upper limit of interest rates in the lending relationship and the rights of the lender.
What kind of mobile phone loans are there
Mobile phone loans include China Post Wallet, Weixin Card Loan, Jiufu Dingdang Loan, Meijian, Home Credit, etc.
1. China Post Wallet is a borrowing platform under Postal Bank. It can provide you with three loan models: Mail You Hua, Mail You Loan and Mail You Shopping. The limit can be as high as 200,000 yuan;
2. Weixin Card Loan is a borrowing platform for credit card repayments. This mobile loan software can provide everyone with loans ranging from 1,000 to 50,000 yuan. The rates decrease with credit and adopts a fully online automated review model.
3. Jiufu Dingdang Loan can provide you with large installments of no more than 100,000 yuan and small loans of no more than 5,000 yuan.
4. Meijie is a mobile loan software under Gome Financial. It can provide you with loans of no more than 150,000 yuan. The usage period is between 3 months and 36 months. The monthly fee can be as low as 0.88.
5. Home Credit can provide you with loans of 2,000-50,000 yuan, with a term of 6-48 periods.
What software is good for mobile phone loans? Everyone in the industry is using them!
Now, almost every Chinese can no longer live without their mobile phones. In the era of popularization of smartphones, people have begun to conduct various business through mobile phones. So, what software is good for mobile phone loans? In this article, I will introduce you to 5 good mobile loan software.
They are Xiaomi Loan, Home Credit Super Loan, Hipay, Anyihua and Xinyidai Micro Loan. These 5 mobile phone loan software have their own characteristics, as follows:
Xiaomi Loan
Xiaomi Loan is a relatively easy mobile phone loan software that can provide you with loans of up to 200,000 yuan. The minimum daily interest rate for a loan of 10,000 yuan is only 2 yuan. You can borrow and repay it at any time, and the interest is calculated based on the number of days of use.
Home Credit Super Loan
Home Credit Super Loan is a relatively easy mobile loan software with a foreign investment background. The loan amount ranges from 2,000 to 50,000 yuan, and the longest loan is The term is 48 issues, and the payment speed is very fast.
HiFu
HiFu is one of the mobile loan software, developed by Haier Consumer Finance. The maximum loan limit is 200,000 yuan. The minimum credit limit for borrowers with good credit is generally 1 Ten thousand yuan, which can meet basic daily borrowing needs.
Anyihua
Anyihua is a product of Ma Ma Consumer Finance Company that can be used for recurring loans. The loan limit is between 1,000-50,000, and cash withdrawals and installments can be made within the limit. , consumption, approval and loan can be completed in three minutes.
Xinyidai Micro Loan
Xinyidai Micro Loan is a mobile loan software under Bank of China Consumer Finance. It is a relatively easy loan at the moment. The review is done manually and automatically by the system. Generally, you can know the result on the same day, and you can borrow up to 20,000 yuan.
Which loan software is more reliable?
Recommended loan software: Jiebei, Ping An Yidai, Yirendai, Alipay, and WeChat.
1. Jiebei
Jiebei is a mobile loan software launched by Alibaba. Like Lightning Bei, it also lends money in one minute. The applicable people for Jiebei are Taobao experts with a Zhima credit score of 600 or above. This is also the only application condition for Jiebei, so the application threshold for Jiebei is still relatively low.
Different Zhima Credit scores mean that the loan amount applied by users is also different, with the lowest being 1,000 yuan and the highest being 300,000 yuan. The maximum loan period of Jiebei is also 12 months, and it can be repaid at any time. As a senior online shopping user, the editor is quite fond of this mobile loan software.
2. Ping An Yidai
Ping An Yidai is a mobile loan software launched by Ping An Bank. It is mainly targeted at salary earners, people who own houses, people who own cars, and business owners. Therefore, users who apply for Ping An Yidai must also have certain assets and a relatively stable job. The loan amount of Ping An Yidai ranges from 10,000 to 150,000, and the monthly expected annualized interest rate is as low as 0.78. Ping An Yidai's card processing speed is also relatively fast. Compared with other bank loans, Ping An Yidai does not require any mortgage or guarantee. The repayment period is also relatively flexible, with options of 1, 2, or 3 years.
3. Yirendai Borrowing
Yirendai Borrowing is a mobile app that can provide loans. Yirendai provides 3 loan modes. As long as you submit relevant information as required, you can pass Through credit evaluation, you can know your borrowing limit. The loan review is very fast and convenient.
4. Alipay
Alipay can provide you with pure credit loans through Ant Borrowing. The period of use is within 12 months, and the daily interest rate is generally around 0.03. It supports borrowing and repaying at any time. .
5. WeChat
WeChat can provide you with loans of no more than 300,000 yuan through Weilidai. The term of use can reach 20 months. The daily interest rate is generally around 0.04, which can be advanced in advance. Repayment.
This is the end of the introduction about what mobile phone software can be used for loans and what software on mobile phones can be used for loans. I wonder if you have found the information you need?