Hello, after successfully opening the card and activating the cash advance function, you can withdraw cash. The advance fee is: the domestic RMB cash advance fee is 1% of the amount of each cash withdrawal, and the minimum charge per transaction is RMB 10; the overseas cash advance fee is 3% of the amount of each cash withdrawal, and the minimum charge is US$3 or RMB 30 per transaction (American Express-Centurion Black Gold Card, American Express-Centurion Platinum Card The minimum charge is USD 5 or RMB 30 per transaction). There is no inter-bank handling fee for cash advance.

Interest: Cash advance does not enjoy interest-free repayment. From the day of cash withdrawal to the date of settlement, interest will be charged at a daily interest rate of 5/10,000, and compound interest will be charged on a monthly basis.

Limit limit: The cash advance limit is generally 50% of the credit limit (except for cards with special regulations). At the same time, the daily cumulative cash advance amount of each domestic card is capped at RMB 2,000; the daily cumulative cash advance amount of each household for overseas non-UnionPay lines does not exceed the equivalent of US$1,000, and the cumulative amount within one month does not exceed the equivalent of US$5,000. , the cumulative amount within 6 months does not exceed the equivalent of US$10,000.

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