Current location - Trademark Inquiry Complete Network - Overdue credit card - Will the frozen record of credit card suspected of cashing be kept permanently?
Will the frozen record of credit card suspected of cashing be kept permanently?
Will be recorded by the central bank credit information system for 24 months.

If the cardholder uses the credit card many times, such as overdue, illegal cash withdrawal, etc., the bank will freeze the card for the safety of funds.

If the cardholder has overdue problems, after paying off the arrears, he can call the bank's manual customer service to apply for thawing or bring his ID card and credit card to the bank counter to apply for thawing. For example, illegal card use behaviors such as cashing out, sudden large credit card swiping, and cross-regional credit card swiping. , which will cause the credit card to freeze; Cardholders can solve problems in local judicial organs.