It means that your credit card is overdrawn. In order to avoid the inconvenience caused by the invalidation of your credit card due to insufficient credit, we will allow you to use the excess part of your credit card according to the comprehensive use of your credit card. It is impossible to estimate how much you can exceed, and the system will comprehensively evaluate it according to your credit card usage.

Response time: June 8, 2020. Please refer to the latest business changes announced by Ping An Bank in official website.