When the credit card is overdue for more than 30 days, the issuing bank can't contact the cardholder by phone or text message or can't collect it, the bank can contact the cardholder's family instead. They will call the cardholder's family and ask them to tell the cardholder to pay off the debt as soon as possible. Some banks even require cardholders' families to pay off debts on their behalf.
How long will owing money be classified as dishonesty?
People who owe money for 90 days will be classified as untrustworthy. After more than 90 days in loans overdue, the lending institution can choose to file a lawsuit against the borrower. If the court decides that the borrower needs to perform the repayment obligation, but the borrower still refuses to perform it, the lending institution may apply to the court for compulsory execution. However, if the borrower has the ability to repay, but refuses to fulfill the repayment obligation, in this case, the court may classify him as a faithless person.