1. Age: 18~65 years old, with full capacity for civil conduct;
2. Credit conditions: good credit and no bad credit record;
3. Income conditions: there is a stable source of income, which can guarantee timely repayment every month;
According to your description, you can apply for a gold card, and the amount is between 10000-50000. The supporting materials you need to provide are:
1. Applicant's identity certificate (required): domestic person-copy of resident ID card; Compatriots from Hong Kong, Macao and Taiwan-Hong Kong and Macao residents' passports to and from the mainland, Taiwan Province compatriots' passports to and from the mainland and copies of residence endorsements or multiple round-trip endorsements; Alien-a copy of the passport and residence permit or employment certificate of the country to which the foreigner belongs;
2. Work certificate (at least one of which must be provided): the original official work certificate issued by the work unit, the original work card or business card with comprehensive information, the name of the display unit, the name of the applicant, and the social security/medical insurance/provident fund certification materials paid in the last three months.
3. Proof of financial income (optional, which is helpful to increase the quota): original or photocopy of salary record issued by the bank, income certificate issued by the unit, income tax withholding certificate, self-owned real estate license/house purchase contract/bank mortgage repayment schedule, self-owned car driving license, bank deposit certificate and other materials.
To handle the credit card of CITIC Bank, we should choose the formal channels. You can contact a salesman to come to your door, log in to CITIC Bank official website, and go to CITIC Bank outlets. Don't be deceived by false institutions.