After the credit card transfer is successful, it cannot be cancelled, and it can only be transferred to the payee's account according to the predetermined transfer route. There are two situations in which the transferred funds can be returned:

1. When transferring money, the relevant elements of the payee are wrong, such as the payee's account number, account name or bank. In this case, after the money is transferred to the other bank, it cannot be recorded smoothly, so it can only be returned by the original way;

2. After the funds are transferred to the other party's account, contact the payee to discuss the refund. If the other party agrees to refund, it can be refunded, otherwise it cannot be refunded.