When the credit card pre-approval is passed, it means that the bank has conducted a preliminary review of the information provided by the customer and confirmed that the customer basically meets the conditions and requirements set by the bank. And after passing the pre-examination, the information will be handed over to the credit card center for final review. After the final approval, the bank will issue and send the card to the customer. If the final review is not passed, the customer will not be able to apply for the card.

Of course, after review, some banks will also require customers to go to the branch for an interview. After the interview is passed, the card will be issued. For example, when customers apply for a credit card online, they usually need to go through an interview; but if a credit card is applied at an outlet, an interview is usually not required.

And after receiving the pre-approval notification from the bank, the customer only needs to wait patiently and keep the phone open. The bank may call you back for a follow-up visit. If you miss the electronic review, it will affect the credit card approval, which will be bad. Customers can also log in to the card-issuing bank's online banking or mobile banking to check the application progress.