1, because its application threshold is low. You only need to be at least 18 years old, have a stable job and income, and have good personal credit to apply. At the time of application, prepare the identity certificate, work certificate, income certificate, financial proof and other materials, and HSBC will soon enter the approval stage. According to the feedback from users, the pass rate of applying for HSBC credit card is relatively high, so you can apply with confidence.

first, if the applicant meets the requirements for applying for the HSBC credit card, the HSBC credit card is naturally approved. The application conditions of HSBC credit card are as follows:

1. Applicants must be over 18 years old and hold valid identity documents.

2. Mainland applicants need to provide proof of valid address in the Mainland.

3. Applicants need to have a mailing address in Hong Kong, and can provide the addresses of relatives and friends.

4. The applicant has a valid passport or a Hong Kong and Macao pass.

5. To apply, you need to have a stable job and legitimate income, and you need to provide the bank with a work certificate and income certificate stamped by the company.

6. The application needs to have a certain economic foundation, Hong Kong dollars or equivalent foreign currency or more than RMB 1,.

7. Applicants can provide certain financial proof, such as real estate license, automobile driving license, stock securities, etc. If they have certain assets in Hong Kong, the pass rate of applying for HSBC credit card will be higher.

8. The applicant's personal credit is good.

second, the credit card limit of HSBC is high or low, and the credit card limit of cardholders with different qualifications is different from that of credit cards with different grades. The higher the general qualification or grade, the higher the credit card limit, and vice versa. It is reported that the general HSBC credit card can be divided into three grades: general card, gold card and platinum card. Among them, the amount of general card is generally between 1 and 1 yuan, while the amount of gold card is generally around 1 to 5 yuan, while the amount of platinum card can reach 5 yuan, or even higher.

Third, let's take a look at the conditions for applying for a credit card from HSBC, which are very simple and similar to those of other banks. Therefore, as long as the basic conditions for applying for a card are met, it will not be very difficult to approve the card. As for whether the credit limit is high or low, just look at these aspects: one is the applicant's own qualifications, the applicant has a stable job and a high income, as well as a good financial situation and personal credit record, so that the credit limit for applying for a card will not be too low. On the other hand, it is difficult to have a high credit card.

fourth, the other is that different banks will have different quotas. Another one is related to the card type applied by the applicant. Cards with different card types and grades will have different credit lines. The card with higher initial limit is a platinum card.