Issuing the certificate of settlement needs to be handled by the issuing bank, but generally, the issuing bank will have certain requirements for issuing the certificate, and it will only be handled if the conditions are met. The conditions that most banks require to issue certificates are: good credit, no malicious overdue behavior for many times, and credit card arrears have indeed been settled. Some banks have strict requirements, and if there are two or three malicious overdue behaviors, they will not be given relevant settlement certificates.

second, the method of issuing credit card balance certificate

(1) call the bank application card service center to handle it. Every bank has a customer service telephone number, through which you can ask for an account settlement certificate. If you meet the conditions for issuing the certificate, the bank will issue the certificate and then send it by express delivery.

(2) Bring your credit card and personal ID card to the bank counter. In this way, you can go to any business point of the issuing bank to handle it. The settlement certificate will have the official seal of the issuing bank branch, which is a formal text certificate format;

at present, the above two methods are relatively direct, but with the development of informatization, there may be more convenient and quick methods in the future.

in addition, if you just want to prove that the credit card debt has been paid off, you can print the running list directly at the bank outlet, which will show the repayment and debt, and the running list will also have the official seal of the bank.

It should be noted that if you have handled a lot of credit cards, it will be more direct to bring your personal ID card directly to the credit information center of the People's Bank of China or to inquire and print your credit report in official website. The credit report is a more comprehensive list of various situations of credit card use, which is more convincing.