The driver's license IC card is jointly issued by the bank and the Traffic Management Bureau. It is a credit card established to deal with traffic violations. This card is bound to a motor vehicle. It cannot be applied for without a car and only a driver's license. At present, this traffic IC card is jointly issued by the Traffic Management Bureau and a number of bank card issuers. It can not only handle traffic violations, but also complies with the technical application standards of financial IC cards and magnetic stripe cards, and can be used in the financial field and various special card applications. Domain common. This IC card is divided into debit card and credit card. The card issuance type is determined by the bank card issuer based on the applicant's application and his credit status. The IC card issuer must be a financial institution approved by the China Banking Regulatory Commission to handle bank card business. The IC card can be used at any financial POS, ATM and industry acceptance machines in the city, making it universal in the financial field and industry. Each special card issuing unit must open up the acceptance areas of its own special card system and transform existing acceptance machines in accordance with the "China Financial Integrated Circuit (IC) Card Specifications" standards to ensure that IC cards can be widely used in various special card application fields in the region. Since this card is a type of credit card, in addition to paying traffic fines, it can also be used for overdraft withdrawals and overdraft consumption. The overdraft limit is 2,000 yuan, so borrowing an IC card is risky. In addition, the IC card uses a real-name system. The name of the card owner is printed on the front of the card. It cannot pay fines on behalf of others. The password of the card must be kept properly and cannot be disclosed to others casually. Drivers and friends should increase their safety awareness and do not leave any clues for criminals to take advantage of. opportunity.