Credit cards can be used to withdraw money from ATM machines, but there is usually a certain handling fee involved. The specific fees are as follows: Cash withdrawals from local branches of ICBC are free of charge. Everbright Bank's cash withdrawal fee is 2.5 of the cash withdrawal amount, with a minimum of 3 yuan and a maximum of 200 yuan. Agricultural Bank of China's handling fee is 1 yuan of the transaction amount, with a minimum of 1 yuan. The handling fee of China Construction Bank is 1% of the cash withdrawal amount, with a minimum of 10 yuan and a maximum of 500 yuan. Cash withdrawals from local branches of Bank of China are also free. The handling fee for cash advance loans from China Merchants Bank is 1, and the first payment for City Series credit cards is free. Bank of Communications' handling fee is 1 yuan of the transaction amount, with a minimum of 5 yuan (updated standard). Ping An Bank's handling fee is 2.5 of the transaction amount, with a minimum of 25 yuan. Minsheng Bank's cash withdrawal fee is 0.5 of the amount, with a minimum of 1 yuan. Industrial Bank's cash advance fee is 2 yuan, with a minimum of 20 yuan.

It is worth noting that since 2017, according to the regulations of the People's Bank of China, the daily limit for credit card ATM cash withdrawals is 10,000 yuan, and the overdraft interest rate has been adjusted to an upper limit of 50,000 yuan and a lower limit of 10,000 yuan. 70 out of 5, which could affect interest payments. For example, if the cardholder only repays the minimum payment after spending on the statement date, the interest expense will be different. By choosing the bank with the lowest interest rate, interest costs can be reduced.

Reference material: Baidu Encyclopedia - Credit card cash withdrawal

Reference material: People's Daily Online - New regulations will implement a daily limit of 10,000 yuan for credit card ATM cash withdrawal