How to pay off Lele’s credit card in installments? Is there any handling fee?
;? Installment Le has another Le Card repayment function, which is actually equivalent to a credit card repayment platform. However, unlike the previous Le Card repayment of credit cards, if you want to repay credit cards in this way, you must activate it. A Fenqile WeChat payment account is also an electronic account. Let me introduce to you how to use Lepay to pay off your credit card.
How to pay off Lele’s credit card in installments? Open the Fenqile APP, and you can see Le Repayment in the item category at the top. Click on it and you will get a "Le Card·WeChat Payment" interface. On the interface, there are 7 eye-catching characters "Extremely fast credit card repayment", up to 50,000 Credit is granted in up to 36 installments, with the fastest payment in 1 minute, and supports 33 mainstream banks. Application process: Use the installment Lele card limit to repay the credit card → pay off the bill, restore the credit card limit → repay the installment Lele in equal installments every month. You may be confused after seeing this, and you don’t know how to use your Leka credit to pay off your credit card through WeChat Pay. It's actually very simple. First, you have to open a Leka WeChat payment account. After opening, a virtual card starting with 62 will be generated. This card is bound to your Leka. Then you can bind this virtual card in WeChat. card, and then you can repay your credit card through WeChat Pay.
Specific repayment process: 1. Open WeChat Wallet - Credit Card Repayment - Click on the credit card to be repaid; 2. In the credit card repayment interface, enter the repayment amount and click Repay Now; 3. Select The payment method is "virtual card starting with 62"; 4. Enter the payment password to complete the repayment. The above is the relevant introduction to "How to repay credit card in installments?" Although Lele's installment repayment is also done through WeChat payment with a credit card, this repayment method is free. You can use it with confidence, but after repayment, you must remember to repay the loan on time. Is there any service fee for early repayment of installment loan? Notes on repayment of Fenqile.
;? Fenqile can provide borrowers with unsecured consumer loan services, and the repayment method after borrowing is relatively flexible. It can repay in installments and also supports early repayment. Many borrowers plan to repay their loans early and are more concerned about the fees. For example, some people may ask whether there is any service fee for early repayment of installment payment? Let me introduce it to you here.
Is there any service fee for early repayment of installment loan? Fenqile does not lend money for free. After the loan is successful, comprehensive fees will be charged, including interest and handling fees to be paid to the funder. If a guarantee company provides guarantee, a guarantee fee will also be paid, or an insurance company provides insurance services. You also need to pay premiums, etc. The specific fees and types can be viewed through the order and contract information. If you repay the installment loan in advance, there will be service fees involved. That doesn’t mean you don’t have to pay them, but they may be exempted. According to the customer service, "There will be corresponding comprehensive fee reductions for full repayment in advance. The specific reduction amount shall be based on the reduction amount displayed on the early repayment operation page."
Notes on early repayment of Fenqi Le: 1. If you want to repay a single order of Fenqi Le in advance, you can check the current month’s bill on the Pay Le repayment page at any time, click on early repayment, and follow the prompts settle. However, sometimes for early repayment, it will display at the bottom of the repayment page that "early repayment is available after the Operation prepayment. 2. When repaying the loan in installments in advance, the page may prompt you to use transfer for repayment, and the borrower can just follow the prompts to repay. Transfer repayment is a new repayment method of Fenqile. After successful repayment, the borrower only needs to keep the transfer voucher, and there will basically be no problems. The above is the relevant introduction to "Is there a service fee for early repayment of installment loan?", I hope it will be helpful to everyone. The loan I borrowed from Installment Leli is to be repaid in 12 installments, but I want to pay it back in one installment later. Do I still need a deposit?
The loan I borrowed in Installment Leli is to be repaid in 12 installments, but I want to pay it back in one installment later. No deposit required.
According to the query of relevant information, Fenqile repays all the money in advance in one go. Except for the current bill, the remaining bills only need to repay the principal, and no service fees will be charged. If partial repayment is made in advance, at least 3 installments in advance and not including the current bill will be charged. For bills, except for the current bill, the service fee for early repayment is halved. Do I still have to pay all the interest on early repayment of installment loan?
It is not necessary to pay all the interest on installment loan. Generally speaking, the user's loan can be settled in advance after three installments have been repaid. Except for the current bill, interest on subsequent installments is not required. According to the official reply from Fenqile, there will be corresponding comprehensive fee reductions for early repayment. However, users need to check the specific reduction amount after going to the page. The amount of reduction shown on the page shall prevail.
Some orders themselves do not support early repayment by users, such as the following three situations.
1. The order has a lock-in period. Users need to pay off the locked number of periods monthly according to the system instructions, and then they can make early repayments.
2. Select an order with delayed return. Users need to process all deferred repayments before they can continue to make early repayments.
3. On some product pages, there is an order prompt that "early repayment is not supported". In this case, there is no solution. You can only repay on a monthly basis, and early settlement is not possible.
Fenqile
Fenqile is a high-quality installment shopping mall under Lexin. It was established in October 2013. It is the pioneer of the installment shopping e-commerce model in China and has always adhered to the principle of "enjoyment in life" The brand concept of "degree, willingness to see better".
Fengqile Mall has established cooperation with many well-known brands such as Apple, Huawei, OPPO, vivo, L'Oreal, Philips, etc., and has become the third largest Internet channel for many brands in sales volume after JD.com and Tmall. Fenqile Mall has also introduced e-commerce platforms such as JD.com, Xiaomi Youpin, and Kaola Online Shopping, and exported its installment service capabilities to many high-quality external platforms such as Yangquan Wharf and Mafengwo. As of March 2020, the number of products in Fenqile Mall has exceeded 2 million.
Fengqile pioneered the Internet small and micro consumer finance business model. On the front-end of consumption, Fenqi Le has improved user shopping experience through cooperation with JD.com and others; on the back-end of debt processing, Fenqi Le launched Orange Financial Management in June 2014 as the exclusive agent for all debts of Fenqi Le, forming a "self-produced and self-sold" closed-loop ecosystem.