How to stagger the billing date and repayment date of two credit cards

You can modify the billing date. When the billing date changes, the repayment date will also change. Regarding the modification of the statement date, credit cards owned by different banks have different regulations. You can contact the customer service of the bank where the credit card belongs for consultation. The following bank credit card statement dates can be modified according to customer needs:

China Merchants Bank Credit Card: The date can be chosen at will, and the repayment date can be adjusted to the beginning, middle or end of the month, and the frequency is adjusted once every six months;

ICBC Credit Card: An ICBC card can only be adjusted once in a lifetime, and the repayment date in Guangzhou can only be adjusted between the 1st and 5th;

Everbright Credit Card: Everbright Bank requires The billing date and repayment date can only be adjusted after all the debts owed to Everbright have been paid off in full, and can only be modified once a year;

CITIC Credit Card: CITIC Bank’s billing date can only be between 1-- Choose between the 16th, the repayment date is pushed back 19 days, and can only be modified once in half a year;

Ping An Credit Card: The billing date can generally be a multiple of 5, and the repayment date can be The date is pushed forward 18 days, and it can be modified once every 6 months;

Guangzhou Rural Commercial Bank Credit Card: The statement date adjustment project has not yet been opened, and even gods cannot modify it;

Hua Xia Bank Credit card: The billing date can only be selected from 3, 8, 11, 15, 18, 21, 25, and 28. The repayment date is pushed back 20 days. If there are installments, it cannot be changed;

China Bank credit card: The billing date can be selected from 7, 8, 9, 10, 12, 14, 15, 17, 19, 21, 23, 24, 25, 26, and 27, and the repayment date will be pushed back 20 days;

Guangfa Bank Credit Card: The system stipulates that the billing date can only be from the 6th, 7th, 8th, 12th, 13th, 14th, 23rd, 24th, 25th, 26th, 27th, 28th The number chosen within these 12 days can only be modified once a year.

Summary: It is best not to set the billing dates for different credit cards on the same day to avoid excessive repayment pressure. The best way is to set the average daily statements of several cards at different times of the month, such as one in the early ten days, one in the middle, and one in the last ten days, which is more conducive to fund management. How to conveniently set the billing date and repayment date for two credit cards.

It is best if the billing date and repayment date of the two cards are similar, so that when the due date comes, the two cards will be repaid together. Otherwise, it is easy to forget to repay due to different repayment dates. For all my cards, the repayment date is the 21st, and the bill date is at the beginning of the month. When two credit cards repay each other, how to set the billing date and repayment date. The bank statement is due on the 15th of every month

Credit cards have billing dates and repayment dates. Normally, the billing date and repayment date are set by the bank. If you want to change, you can call The Bank of Communications credit card customer service hotline can change the repayment date you want to set, and the billing date will be calculated based on your repayment date, because there will be an interest-free period: the minimum interest-free period of the Bank of Communications is 25 days, and the longest is 56 days. Repayment tips for two credit cards: Card A has a billing date of April 22 and a repayment date of May 11. The billing date for card B is April 15th, May 4th.

Take out one card two days after the billing date. Another later bill will be picked up in the next two days and placed in Yu Li Bao to be returned. How to check the bill date and repayment date of Guangfa Credit Card

The bill date of Guangfa Card is the birthday of the cardholder. For example, if you were born on October 20, then the 20th of each month will be your bill date. The final repayment date depends on your card type and month. The longest day for GF standard card is 56 days. If January 20 is the billing day, the final repayment date is February 15. Most other GF cards have the longest days. 50 days long. How to check the billing date and repayment date of a credit card

Call the customer service number on the back of the credit card to check.

Or go to the counter with your card to inquire. Are Bank of Communications credit card statement dates and repayment dates the same for everyone? How to check the billing date and repayment date of your credit card?

Everyone is different. It is clearly written on the card letter;

You can also call the credit card center to inquire.

How is it better to stagger the billing dates of two credit cards?

You have to repay the credit card after you have used it up.

If you use the CMB card as the main card, the CMB repayment date should be after you get your salary.

Another one The settlement date is before the repayment date of the CMB card. In this way, if you use it to repay the CMB card, you can use the longest interest-free period. How to check the repayment date and billing date of the credit card

In the case of CMB credit card , please log in to the credit card website, click "Online Banking Login" on the right, enter your ID number, query password and additional code to log in to online banking, and check the repayment date and statement date in "Account Management" - "Account Inquiry". How to check the repayment date and billing date of a credit card

The 18th, 20th or 25th day after the credit card billing date is generally the repayment date. It depends on which bank it is from, and the billing date and repayment date of each bank. Payment dates are different.

How to check the billing date and repayment date of a credit card:

Call customer service;

Log in to the official credit card website to check;

You can check the WeChat official account;

The bank will send text messages to remind you of the bill in the future.

The credit card statement date means that the issuing bank will regularly summarize and settle the various transactions and expenses that occurred in the credit card account every month, calculate the interest, and calculate the total amount owed and the minimum repayment amount for the current period. , and mail a statement to the cardholder.

The credit card repayment date is the last day for interest-free repayment, after which interest will be charged.