Interest is generally calculated based on the daily interest rate of 0.05%.

1. First of all, what we need to know is that the interest on the money in this Construction Bank credit card after we transfer the cash is 0.0% according to the daily interest rate. Five is used for calculation. So the daily rate we just talked about, its specific calculation method is this, the interest is equal to the amount transferred out multiplied by our daily interest rate, and then multiplied by the number of days.

Second, what I want you to tell everyone is that after we finish the calculation, in addition to the interest just mentioned, the bank will still charge us certain processing fees. For example, there is a CCB credit card user who transferred 10,000 yuan in cash and used it for about ten days. Then the interest generated by this cash is ten thousand yuan multiplied by 0.05%.

3. The interest and handling fees charged for cash transfer business are the same as those for overdraft withdrawals. Handling fees are charged on a per-transaction basis, which is 1% of the transfer amount, with a minimum of 2 yuan and a maximum of 100 yuan. There is no handling fee when overpayment funds are transferred to the bank's intra-city account. Cash transfers do not enjoy the interest-free repayment treatment. Interest is calculated from the bank accounting date. The interest rate on the base day is 0.05%, and compound interest is calculated monthly.

4. In daily life, if the user is going to transfer cash to the China Construction Bank credit card, then he must have a debit card and a credit card. And the debit card has been opened for online banking. The specific steps are: 1. The cardholder logs in to his or her CCB online banking account and finds the credit card service. 2. Enter personal information as prompted, where the account number is your credit card number, the account password is the credit card consumption_cash withdrawal password, and the additional code is entered as shown in the box on the right. 3. After binding the credit card to online banking, click the "Cash Transfer" option, enter the password, and the operation can be successful.

: CCB Credit Card is a credit card issued by China Construction Bank. All credit cards issued by China Construction Bank are named "Dragon Card", and the types include: Dragon Card Prestigious School Card, Dragon Card Business Card, Dragon Card Car Card, etc.