First, how to brush the pos machine without a chip on the credit card?
Credit cards without chips are called magnetic stripe cards. If you want to swipe your card on the pos machine, you can put the card in the side slot of the pos machine and swipe it down, then pay the password and signature on the pos machine. If the card has the function of flash payment, the pos machine also supports flash payment. Just wave the card near the induction area of the pos machine to complete the payment.
Second, the POS machine
POS(Pointofsales), which means "point of sale" in Chinese, is called point of sale information management system. It is a terminal reader equipped with bar code or OCR code technology, which has the function of cashier in cash or barter bank. Its main task is to provide data services and management functions for commodity and media transactions, and to carry out non-cash settlement.
POS is a multifunctional terminal. It can be installed in special merchants and acceptance outlets of credit cards, and connected with computers to realize automatic transfer of electronic funds. It has the functions of supporting consumption, pre-authorization, balance inquiry and transfer, and is safe, fast and reliable to use. It is difficult to obtain basic business information for bulk transactions, and the introduction of POS system is mainly to solve the blind spot of retail information management. An important part of chain branch management information system.
Second, the classification of POS machines
According to the communication mode, POS machines can be divided into fixed POS machines and wireless POS machines.
1. Fixed POS machines: merchants suitable for integrated renovation projects. ：
Advantages: (1) It is easier to upgrade and maintain the software; (2) Network dialing mode, with fast dialing speed; (3)POS transaction clearing is relatively easy.
Disadvantages: (1) needs online operation; (2) guests need to pay at the cashier.
2. Wireless POS machine: it is suitable for merchants who collect money at the guest's residence.
Advantages are: (1) wireless operation; (2) Free form of payment place; (3) small size.
Disadvantages are: (1) the communication signal is unstable; (2) data is easy to be lost; (3) High cost.
How to swipe the credit card of CITIC Bank without a chip?
The first one, mentioned in the question, is to insert a card with a chip and interact, which is generally suitable for savings cards.
Second, there is a groove on the side of the pos machine, which can be swiped. This is generally used for credit cards, which is what we commonly call swiping cards.
The third is a new way, near-field data interaction, called nfc. In this way, you only need to put the card with magnetic data in the magnetic data reading position of pos. So if our credit card has no chip, we can choose to brush the side slot or use nfc to read it.
How to swipe the Bank of Communications credit card without a chip?
There is no chip in the credit card, which means that the credit card belongs to the magnetic stripe card. Like chip cards, magnetic stripe cards can be swiped normally. Users should be careful not to use credit cards to cash out and other illegal operations, which will affect the normal use of credit cards by users.
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How to brush a pos machine without a chip on a credit card?
Credit cards without chips should be swiped on pos machines. You can put the card into the side card slot of the pos machine and swipe it down, and then pay the password and signature on the pos machine.
If the card has flash payment function, it will be easier for pos machines to support flash payment. Just swipe your card near the sensing area of the pos machine to complete the payment. If customers find it inconvenient to use a credit card without a chip, they can directly cancel the card and apply for a chip card.
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Points for attention of credit card pos machine:
Because the credit card itself has no money, if you withdraw cash by credit card, it is equivalent to borrowing money from the bank, and the interest is very high, and it is calculated on a daily basis (the specific interest calculation method can be understood from the issuing bank). Don't withdraw cash unless you have to.
If the credit card fails to repay according to the minimum repayment amount, it will not only deduct high interest, but also affect the personal credit record. If you want to borrow money from the bank or do something related to personal credit in the future, it will be more troublesome.
Generally, credit cards charge an annual fee, and banks also charge a certain service fee every year. However, due to the fierce competition among major banks, many banks have measures to offset the annual fee. For example, if the credit card consumption reaches 10, the annual fee can be exempted, and the annual fee can be exchanged for 1000 points. It is necessary to know clearly how the annual fee of the credit card used is calculated and charged, and whether there is a way to offset the annual fee.