There is no handling fee for applying for a credit card, and there is no need to prepare funds.

The application conditions for the main credit card are: aged 18 to 70 years old and having full capacity for civil conduct; having a stable career and income, being able to repay principal and interest on time and having good credit.

In order to apply for a credit card, you need to prepare the following documents: a valid identity document; proof of financial resources (such as: copies of social insurance policies, provident fund payment records or personal income tax withholding certificates in the past three months, etc.).

Extended information

Credit card applications can be applied through branches, credit card websites and mobile banking.

You can directly log in to the CCB website - credit card website or mobile banking to fill in the application information online and submit the application form online. Under normal circumstances, the review will be completed within 5 working days, and the card will be sent within 3 working days after passing the review.

If there is a CCB branch nearby, you can also bring your ID card and other valid identity documents, as well as proof of financial resources, income or professional qualifications, and fill out the application form at a CCB branch to apply.

CCB official website-Credit Card Guide