According to different standards, ICBC's credit cards are divided into different categories, which can be roughly divided into: Peony International Credit Card, Peony Credit Card and Peony Credit Card. Other classifications are as follows:
& lt 1 & gt； ICBC credit cards are divided into: Peony Visa Card, Peony MasterCard and Peony American Express Card by brand;
& lt2> According to the credit rating, it is divided into: Platinum Card, Gold Card and Ordinary Card;
& lt3> is divided into business cards and personal cards according to the issuing objects, in which personal cards are divided into primary cards and secondary cards.
Peony credit card is like this: the cardholder deposits a certain amount of reserve fund according to the regulations, and when the balance of the reserve fund account is insufficient to pay, he can overdraw within the prescribed credit limit.
The main advantage of Peony International Credit Card is that it can also be used abroad. It is a credit card product launched by Industrial and Commercial Bank of China, which is in line with international standards. International cards are commonly used at home and abroad, and are settled in RMB and a designated foreign currency.
Peony Credit Card adopts the circulating credit transaction mode, and overdraws consumption within the credit limit. If you repay in full before the due date, you can enjoy the interest-free repayment discount.