Credit card collection is divided into internal collection and outsourcing collection. Internal collection usually means that customers who are overdue for three months are generally reminded by bank customer service (M0 period), urged by electricity (M 1 2 period) or collected at all business outlets (M3 period)!

Entrusted collection mainly means that the credit card center entrusts some companies (some law firms) specializing in the collection industry to collect some customers who are difficult to handle, have problems, lose contact or have a small amount after internal collection fails!