Credit card cancellation will not affect credit information. Under normal circumstances, the bank records will show the account cancellation 45 days after the credit card is cancelled. Remember to pay off all the debts in your account before you cancel it. There is no charge for canceling credit cards. There is also a card cancellation account. Under normal circumstances, you can call customer service directly to cancel the account manually, remember that it is a card cancellation account. After the credit card is cancelled, the user needs to apply for a new credit card instead of the previous limit, and the user needs to apply for a new withdrawal.