1. Do credit cards need to be paid back after someone dies?

1. Credit cards need to be paid back after someone dies. The law stipulates that after the death of a person, his or her heirs shall repay the taxes and debts that the deceased should pay according to law to the extent of the actual value of the inheritance received. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs. If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.

2. Legal basis: Article 1161 of the "People's Republic of China and Civil Code"

The heir shall repay the decedent according to law within the actual value of the inheritance received. Taxes and debts due. This does not apply to the amount that exceeds the actual value of the estate and is voluntarily repaid by the heirs.

If the heir gives up the inheritance, he will not be liable for the taxes and debts that the deceased should pay according to law.

Article 1,163

If there is both legal inheritance and testamentary inheritance or legacy, the legal heir shall pay off the taxes and debts that the decedent should pay according to law; The portion exceeding the actual value of the statutory inheritance shall be paid off by the heirs and legatees in proportion to the income from the estate.

2. How to repay by credit card

The credit card repayment process is as follows:

1. Repayment by automatic repayment business. If you also apply for a savings card at the bank that handles credit cards, you can activate the automatic repayment service. Automatic repayment can be achieved when the balance in the savings card is sufficient;

2. ATM repayment. You can repay by depositing money at the ATM machine of the credit card issuing bank;

3. Repayment through a third-party platform. A certain handling fee is required.