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How to use CITIC Bank Platinum Credit Card?
If users have no special requirements, they can use a credit card gold card. Generally, the annual fee of platinum card cannot be reduced or exempted, or the threshold for reduction is very high. However, if the user handles the platinum card under the misleading situation of bank customer service, he can apply for cancellation for free, without paying the annual fee, and only need to handle it within one month after issuing the card.

It is possible for CITIC Credit Card to upgrade the gold card to the platinum card, but the specific promotion amount is determined by CITIC Bank according to the cardholder's card habits, repayment ability, credit qualification and other factors. For example, if the cardholder repays the loan on time and never fails, there is a great chance that the gold card will be upgraded to a platinum card. However, if it is overdue, it is a small amount of credit card consumption every month, which may not be able to raise the amount. At the same time, the requirements for upgrading a gold card to a platinum card are usually stricter. If you can submit certain financial certificates, such as real estate license, automobile title certificate, bank deposit, wealth management products, etc. Then there is a great chance that a gold card can be upgraded to a platinum card to increase the quota.

Upgrading CITIC Credit Card to Platinum Card may not necessarily increase the quota. Because the maximum amount of gold cards in CITIC is 50,000, although most of CITIC's platinum cards have a minimum amount of 50,000, some platinum cards (such as CITIC Platinum 1) still have a minimum amount of 3,000. Therefore, even if you are promoted to the platinum card quota, your quota may only be flat or even lower than the original gold card quota.

About China CITIC Bank

1On February 28th, 987, the General Office of the State Council approved the establishment of CITIC Industrial Bank. On March 7, 2007, the People's Bank of China approved the establishment of CITIC Industrial Bank. On April 10, the People's Bank of China issued the financial business license of CITIC Industrial Bank. On April 14, Rong Yiren, Chairman of CITIC Company and Honorary Chairman of CITIC Industrial Bank, held a press conference and announced that the former banking department of CITIC Company was changed to "CITIC Industrial Bank" with the approval of the People's Bank of the State Council and China. CITIC Industrial Bank opened in April. On April 2 1, the State Administration of Foreign Exchange approved the foreign exchange business scope of CITIC Industrial Bank. On April 22nd, the State Administration of Foreign Exchange issued a foreign exchange business license to CITIC Industrial Bank. On April 29th, the State Administration for Industry and Commerce issued the industrial and commercial business license of CITIC Industrial Bank. On May 17, Xinhua News Agency announced the opening of CITIC Industrial Bank. On September 16, CITIC Bank held an official opening reception in Beijing International Building.