The work certificate can be the original work certificate issued by the employer (please indicate the specific company name, department, position and income, and stamp the company seal or personnel seal), or a copy of the work permit/plate pieces.

If you apply for a loan through China Merchants Bank, our bank’s current loan types include housing loans, car loans, consumer loans, business loans, etc. Customers need to provide specific documentation proving the use of funds when applying. The loan handling bank Your loan purpose will be reviewed (loan products corresponding to different purposes are different). Applying for a loan generally requires collateral and guarantees. For example, applying for a "personal consumption loan" requires the customer to use a paid-up loan and a property with complete documents as collateral. Note: Loan funds are earmarked and cannot be loaned out in cash.

The loan interest rate needs to be comprehensively priced based on the business type you are applying for, credit status, guarantee method and other factors, and can only be determined after approval by the branch. If you currently want to know the loan base interest rate information, please open the China Merchants Bank homepage/ and find out the loan interest rate on the right.

If China Merchants Bank in your city has loan business corresponding to the loan purpose, and you meet the application conditions, you can go to the local China Merchants Bank branch to apply. For details, you can consult the loan handling bank.

(Since the types of loans carried out by each branch are different, it is recommended that you contact the "online customer service" first: /cmu/icslogin.aspx?from=Bamp; logincmu=0, and provide the city where you opened the One-Card account and the purpose of the loan. Check whether the local branch has the type of loan you need, the application conditions and the materials you need to provide. Thank you for your attention and support)