Which bank credit card is easy to get and has a high limit?

Many friends have asked which bank's credit card is easier to apply for. I'm afraid I have to answer you, you have to choose from a commercial bank. The four major state-owned banks will be relatively more difficult. But if you insist on falling in love with the four major state-owned banks, it is recommended that you choose a credit card among them that is easier to apply for, so that the probability of applying for the card will be greater. Let’s take a look at the specific ones.

1. Industrial and Commercial Bank of China: Universe Constellation Credit Card

ICBC’s Universe Constellation Card is relatively easy to apply for, and it is also the main credit card promoted by Industrial and Commercial Bank of China. The appearance and benefits are both online. The key point is that the annual fee is waived during the validity period, which is awesome!

In terms of benefits, as long as new customers make a single purchase, they can receive a one-month VIP membership on Youku or iQiyi, giving them the benefits of being a drama-watching expert. In addition, there are discounts on overseas portable wifi, hotels, and airport parking.

2. Bank of China: Taobao Credit Card

The threshold of Bank of China is actually not too difficult, and the threshold is not very high. You can apply by providing proof of identity and residence. If you are an expert in online shopping, it is easy to apply for this BOC Taobao Card. The annual fee for the first year is waived when you purchase the card, and the annual fee for the following year is waived when you spend 5 times of any amount.

3. Agricultural Bank of China: Beautiful Upgraded Mom Credit Card

This Agricultural Bank of China’s Beautiful Upgraded Mom Credit Card is also easier to apply for. Both gold and platinum cards can waive annual fees based on the number of card swipes. The visa platinum card is also free of annual fees during its validity period.

You can apply for a free trial course of Disney English. There is a 1,200 discount for purchasing the course, an instant discount of 60 for purchases over 350 at Kidswant, and random instant discounts for purchases over 300 at Donkey Mama on Saturdays.

4. China Construction Bank: The most popular card in the world

This card from China Construction Bank is also relatively easy to apply for, and it is mainly more suitable for overseas travel, shopping, etc. Gold and Platinum cards are free of annual fees based on the number of card swipes. Visa and MasterCard cards are free of annual fees during their validity period.

Overseas wifi, discounted air tickets and hotels, cash rebates for overseas purchases, etc. are very suitable for overseas consumption or overseas shopping. It is called CCB’s “magic card”.

This is the introduction to the easy-to-apply credit cards from the four major banks. I hope it will be helpful to you. It is recommended that everyone prepare sufficient information before applying for a card, as well as proof of assets, etc. It can be of great help!

Which bank credit card is easy to apply for and has a high limit?

Which bank has the best credit card limit to apply for?

1. China Merchants Bank:

Speaking of low threshold and high credit limit, China Merchants Bank is the most unmissable. As long as there is no bad credit, even college students who have just graduated from school and have not been working for a long time can apply. It is possible to approve credit cards worth more than RMB 10,000. However, you need to choose a card in advance. Here we introduce the China Merchants Bank young card.

In addition, China Merchants Bank’s risk control is relatively loose. As long as there are no malicious overdrafts, cash outs and other illegal card use behaviors, you can increase the credit limit after swiping the card for 3 to 6 months. If you make contributions in installments in the meantime, you can increase the credit limit. The speed is faster.

2. Industrial Bank:

Among the many joint-stock commercial banks, Industrial Bank has the lowest threshold and the highest credit limit. Especially when applying for cards on Alipay and WeChat, with the help of big data, Combined with the comprehensive evaluation of the banking system, the card can be approved on the same day, and the limit is usually starting from 10,000. If you want to apply for a credit card from Industrial Bank, you can check out Industrial Taobao Card and so on.

In addition, Industrial Bank's risk control is also relatively loose, especially it is easier to increase the limit. For gold-level credit cards, you can spend more with the card, and occasionally use the card in installments. The limit can be increased to 50,000 in one year after using the card. Not a problem.

3. Guangfa Bank:

Guangfa Bank credit card is also well-known in the industry for its low threshold and high credit limit. Many white households can apply for a credit card online and get a credit card with a limit of at least 10,000.

However, Guangfa Bank’s risk control has also been tightened recently. After getting a credit card, it is better not to use the card illegally, otherwise the card may be blocked and the credit limit reduced.

(1) Process of applying for a credit card

After the user decides to apply for a credit card, he or she can apply for the credit card through bank branches, the bank's official website, and the door-to-door credit card staff. The specific application process is The process is as follows:

1. Apply for a credit card at a bank outlet:

After selecting the bank you want to apply for, you can go directly to the bank outlet with your ID card, and then inform the bank of The lobby manager needs to apply for a credit card himself. At this time, the lobby manager will give you a credit card application form. Fill in the information according to the requirements of the form, then take the number at the number machine, wait for the counter to call your number, and then go to the counter after your number is called. , submit the application form and personal ID card to the staff, and the staff will handle it for the user. After successful submission, just wait for the review result.

2. Bank official website processing:

Now each bank has its own official website. Users can visit the official website of their bank, then find the credit card section on the homepage, click to enter and select Select the type of credit card you want to apply for, submit your application information according to the prompts on the page, and then wait for the review result.

The best credit cards to apply for and the best credit cards to apply for are all here

Credit cards are now closely related to our lives and provide many aspects of convenience for our lives. This is also the reason why many people apply for credit cards. But not everyone can get a credit card after applying for one. Some credit cards may be easier to apply for, while others may be more difficult to apply for. Today I will introduce to you the best credit cards to apply for in 2018.

1. Bank of Communications Y-POWER Card

Bank of Communications has always been called the easiest bank to apply for a card by card friends. You don’t even need to go to a bank branch to apply for it, you can just call it. Just give it to the business manager.

This Bank of Communications Y-POWER card is also specially designed for young people. It is absolutely no problem for newly graduated office workers to use it as their first card. The threshold is low, there are many discounts, and the card is issued very quickly. There is no better way to pluck wool.

2. CITIC JD Little White Card

It is quite simple to apply for a credit card from CITIC Bank. After applying online, you just need to bring your ID card to a bank branch for review. As long as you are not on the blacklist, Then there is no problem in applying for a card.

Needless to say, the small white card has always been very popular and has been sought after by many people. This CITIC JD small white card is very popular. The points can be directly exchanged for steel_, which can be used for daily life consumption. There are also many cash-back activities with full discounts, which are suitable for daily shopping. You can just apply online directly, and the card purchase rate is very high.

3. China Merchants Bank Young Card

China Merchants Bank can be said to be the leader among commercial banks. The amount of cards issued by China Merchants Bank every year is quite huge, and you can also use it in your daily life. It is not difficult to find that China Merchants Bank’s cards are basically in the form of one card per person.

The CMB Young Card is said to be the easiest card to apply for in China Merchants Bank. It is accurate once you apply for it. It does not have high requirements for applicants. Even college students can apply. You only need to bring your You can apply with just the internship contract and ID card.

4. Ping An Credit Card

When it comes to Ping An Bank, the insurance may attract more attention, but Ping An Bank’s credit cards are also very good, and there is no general credit. Anyone with big problems can successfully apply for a credit card from Ping An Bank.

Ping An You Credit Card is a credit card specially created by Ping An Bank for young people, so this credit card has many rights in eating, drinking and having fun. Precisely because it is targeted at young people, it is very It’s easy to get the card, and basically everyone who applied has been successful.

After collecting feedback from many cardholders, we found that cardholders generally think that credit cards from Bank of Communications and China Merchants Bank are the best to apply for. China Everbright Bank also has a very good acceptance rate for some of its new cards. As for the four major banks, the requirements are relatively high and it is not that easy to apply. China Construction Bank is the easiest to apply for among the four major banks. The cards summarized above are also easy to buy and everyone can buy them.

Introduction to the most intensive credit cards worth applying for in 2018

With the popularity of credit cards from various banks, credit cards have gradually become indispensable in our daily lives (dining, shopping, gas, As part of business travel), more and more people are applying for cards. At present, various banks have a wide range of credit cards, including standard cards, co-branded cards, car owner cards, shopping cards and other card types. I believe that if you are applying for a credit card for the first time, you may not know which credit card is best to choose. Below I will share with you some credit cards worth applying for, hoping to give you some help if you are still confused about making a choice.

1. China Merchants Bank YOUNG Card Youth Edition Black Card

Recommendation Index: 9 stars

China Merchants Bank YOUNG Card Youth Edition is divided into black and white, which is more suitable For freshly graduated college students, the threshold is low and there are cash withdrawal discounts. The key is that it is easy to maintain and is suitable for accumulating personal credit.

1. It supports online banking, online payment, and mobile phone repayment

2. The limit can be continuously increased. As long as you maintain the frequency of credit card swiping and pay back the money on time, the limit can be increased, like other Unlike credit cards, there are many fewer review steps.

3. Cash can be withdrawn at any time, and the limit is 100 (pre-borrow 10,000 cash per day). You can withdraw money anytime and anywhere

4. Only handling fees are charged for bill installments. What everyone is most worried about Isn’t it just that you will pay more interest on borrowing money? There is no interest here, only handling fees

5. Exclusive double points for birthdays: double points for the birthday month

Benefits: investment promotion Banks are the fastest to raise the limit, and the opportunity to raise the limit is not difficult, the approval rate for the limit is very high, and the card limit is okay. Only customers under 30 years old can apply and receive a free Alpine trolley case worth RMB 899, 100% cash withdrawal, no handling fee for the first cash withdrawal every month, and double points on your birthday month.

2. Shanghai Pudong Development Bank VISA Platinum Credit Card

Recommended index: 8 stars

1. You can enjoy room upgrades, late check-out, free tickets, and dining discounts You can also enjoy the 3-for-2 treatment at Shangri-La, Kempinski and other star hotels

2. You can enjoy high-end medical treatment, high-end beauty, maternal and child care and other privileges

3. You can enjoy VIP discounts

4. You can enjoy discounts on driving, car rental, and urgently needed roadside assistance

5. Cardholders can enjoy multiple Airline ticket discounts and fast customs clearance

6. Cardholders can enjoy special discounts on study abroad services, courses, and study tours

The stylish and cool appearance can be said to be A card specially created for working women.

3. China Merchants Bank QQ member co-branded credit card

Recommendation index: 8 stars

1. You can enjoy 0 interest and 0 handling fees when buying a car. For some This should be very popular for young people who have just entered the society

2. Enjoy 6-month super membership of Ele.me, double points on APP consumption and a 50 yuan new household gift package, for newcomers , what I like most is eating. Ignoring those large-scale consumption activities, who wouldn’t be tempted by this series of friendly meal ordering discounts?

3. The QQ on the card surface makes people feel more friendly, and it is also the first choice credit card for some young people entering the society. Its limit is similar to other credit cards, but the card surface can be different from the main card, and it can be used offline Customers who apply can fill in their own QQ number in the membership field, and they will have our QQ number printed on it, which further highlights the personality of the younger generation. New customers can tell the sales staff the card face of their choice when filling out the application form.

Other benefits are not commonly used, so I won’t go into details here

4. Everbright Bank Sunshine Credit Card Gold Card

Recommendation Index: 7 stars

1. New users will receive 100,000 points if they keep swiping. It’s a local tyrant’s gold. I don’t know what 100,000 points can be exchanged for. I’ve never done it personally, but with so many points, I shouldn’t be giving any rubbish. Bar

2. Watching a movie for 10 yuan every week, this? Personally, I still hope that couples will not spread dog food everywhere. My dog ??is very full and does not want to eat dog food

3. Watsons is full 50 off 200, this offer also attracts many mothers. I believe some of those good reviews must be from mothers.

5. Ping An Bank Car Owners Credit Card

Recommendation Index: 6 stars

Ping An Car Owners Card I believe many people are familiar with Ping An Bank’s Car Owners Card. This gold-level card also has two versions: MasterCard and UnionPay. The annual fee is waived in the first year, and the annual fee for the next year can be waived by swiping the card for 30,000 yuan. With the Ping An Car Owner Card, you can enjoy services such as 12% off on refueling, coverage for all vehicle personnel, free roadside assistance nationwide, and complimentary insurance. Ping An's insurance is also one of its major advantages.

What are the credit cards worth getting in 2018? This is what the veteran driver said...

There are many types of bank credit cards, such as car owner cards, co-branded cards, shopping cards, travel cards, etc., which are so diverse that it is dazzling. If you are applying for a credit card for the first time, you can check out the introduction of the most worthwhile credit cards based on the opinions of thousands of netizens. After reading this, you will know in one second which credit card is worth applying for in 2018.

Introduction to the most worthwhile credit cards in 2018

1. Bank of Communications Wal-Mart Credit Card

A must-have for supermarket shopping, you can enjoy card bonuses and discounts from Saturday to Thursday Strong. The biggest advantage is the high points rewards, with the maximum points reward being 1, and the overseas consumption can be up to ten times.

Whether you are shopping in the supermarket or going out to spend money, you can swipe without thinking, and the points will not rise too fast!

2. China Merchants Bank Classic White

The reason why I introduce this card is because it is cost-effective and is considered the most cost-effective platinum card. The application threshold is relatively low, and there are many value-added services. Points can be exchanged for grandmother fees. You can also enjoy services such as hotel VIP price check-in, airport VIP lounges and free health examinations. As its name suggests, it is the most classic platinum card.

This credit card is a must-have for car owners. It is one of the most suitable credit cards for car owners in 2018. It offers 8 cash back for refueling. If there are no problems with the car, free door-to-door pick-up service is provided. At the same time, it supports car washing services, which can save a lot on monthly car washing fees.

4. GF Sharp Card

The GF Sharp Card is a real consumption cashback card, no brainer, the cashback rules are pure and unpretentious, and you can get cashback after consumption. Cash back consumption has been expanded to three industries: department stores, supermarkets, and restaurants. You can get cash back on consumption, and the cash back is directly transferred to your credit card account. As long as you spend at the specified merchants, you can get a refund every day, up to 1. However, this card is only open to new users, and old GF credit card users can only watch.

5. CITIC i Jinbai

Although it is not a Taobao co-branded card, it is more useful than the Taobao co-branded card. Friends who love online shopping must not miss it. The reason I want to introduce to you is that points are calculated for online transactions, double points are earned by swiping a card, and you can also enjoy a long interest-free period. In addition to online shopping, travel benefits are also great, including 5 million aviation accident insurance and 2-hour flight delay insurance. There are also other CITIC credit card benefits, such as 9-share redemption and 50% off delicious food for 365 days.

6. China Merchants Bank One Card

China Merchants Bank One Card has comprehensive functions and can be used at home and abroad. It is a credit card with comprehensive financial management functions and is a must-have for high-end people.

The biggest feature is that it integrates multiple functions into one, so one card is worth more than one card. The card integrates fixed-term deposits, multiple savings types, multiple currencies, and multiple functions into one card. Whether it is UnionPay, MasterCard or Visa merchants, you can swipe the card for consumption. Isn’t it particularly awesome?

What is the best credit card of Industrial Bank? 2018 Industrial God Card

Before applying for a credit card, many friends will first think about: which credit card is easy to apply for, which credit card has a high limit, etc. They found that 2018 Industrial Bank has Several credit cards are very good and relatively easy to apply for. If you are planning to apply for an Industrial Bank credit card, you can refer to it.

2018 Industrial Credit Card

1. Industrial Constellation Credit Card

This Industrial Credit Card has two versions: UnionPay single currency version and UnionPay/ Visa dual-currency version (card set), the former can be applied online, and the latter needs to be applied at the counter.

Features: Free of charge for the first cash withdrawal every month, free high-value aviation accident insurance, supreme car rental discounts

2. Industrial Taobao co-branded card

Hold it Family members deserve it and it is one of the best choices for online shopping. It is easy to apply and difficult to apply for. It is also an easier credit card to apply for from Industrial Bank.

Features: No handling fee for cash withdrawals, no first-year annual fee, and the following year's annual fee will be waived if you swipe 5 times. In addition, points are accumulated for online shopping, and the points can also be used as cash to deduct the shopping amount. The ratio is: 500 credit card points = 100 Alipay points, 100 Alipay points = 1 RMB.

3. Industrial China Southern Card

There are gold card and platinum card. The platinum card is divided into elite version and standard version. If there is a big difference in benefits, you can understand it clearly first. Make a decision.

Features: If it is a gold card, there is no annual fee if you swipe it 5 times, the mileage redemption ratio is high, 15 yuan = 1 mile, and 2 times the points on your birthday. For the Platinum Elite Edition, you can spend RMB 2,000 for free within 60 days of placing the card in the first year, and you will be exempted from the annual fee for the following year if you spend RMB 30,000 or more. You will get double points for overseas consumption, and RMB 12 = 1 mile.

4. Industrial Platinum Card Series

Among the Industrial Platinum Card Series, the Standard Edition and Long Series of Bank Card Platinum Cards are the most worthy of application. The benefits are great, the application threshold is low, it is easy to apply for the card, and points can be converted into miles.

Features: Free pick-up and drop-off at domestic and overseas airports, 4 domestic and 2 overseas pick-ups per year, of which the domestic value is 100 yuan/time and the overseas value is 250 yuan/time. If not used, it can be sold. VIP privileges at airports around the world, free one-day car rental every year, 10 points = 1 mile, great value redemption.

5. Industrial Standard Credit Card

Compared with other cards, Industrial Standard Credit Card is the easiest to apply for. Even college students who have just left school and newcomers to the workplace can apply for the card. If you are new, you can give it a try.

Features: The biggest feature of this card is the cash installment benefit, which provides cardholders with cash withdrawal services and calculates 5 times points.

This ends the introduction about which credit cards are easy to apply for in 2018 and whether it is easy to apply for a credit card if you have one. I wonder if you found the information you need?