The annual fee of Bank of Communications White Kirin Platinum Card is 1 1,000 yuan/year, and three supplementary cards can be applied, which is directly free of annual fee.
If you want to reduce the annual fee of the main card, you can do so in the following ways:
1) Spend 6 transactions within 45 days after card opening, free of the annual fee for the first year;
2) If you are invited to apply for a card, after spending three times, you can download Pay APP, enter the point management to receive the 250,000 points you received, and then directly choose to deduct the annual fee with points. After the operation is completed, the annual fee for the first year can be reduced or exempted.
In addition, the annual fee can offset 250,000 points in the future.
Through the above introduction, everyone should know how to avoid the annual fee for the first year of Bank of Communications Bai Qilin. If you want to avoid the annual fee for life, you must grasp the discount of Bank of Communications Bai Qilin's points. "The dollar account consumes 3 times the points, the RMB consumption in the birthday month doubles the points, and the birthday is 5 times the points", so it will be much easier to exchange 250,000 points for the annual fee.