First of all, if you cancel the credit card of this bank and apply for the same bank next time, there is a great possibility of being rejected. Because the cost of a credit card is several hundred yuan, since you have a cancellation record before, it is still possible to cancel another card, and the bank is not stupid. So it will be more difficult to apply for a credit card from this bank again. Sometimes it may be blacklisted by this bank.
Secondly, it is also a question whether the credit card you re-applied can maintain the original limit, because the bank needs to re-examine the materials you submitted. If your materials are the same as those you applied for last time, the limit may be reduced by 10%, unless you can provide relevant certification materials, such as quality work certificate, real estate license, vehicle license, etc.
For this low-value card, the best way is to increase the quota through the correct method.
As long as we use the card normally, keep a good record of using it and use it for a long time, banks will generally gradually increase our credit limit. Credit cards with low credit limit will greatly increase our credit limit, and it is also possible to get credit cards with higher credit limit than yours. It is recommended to reserve a credit card for more than 30%. If the credit card limit is too low, it is necessary to increase the monthly credit card limit, which requires equipment to increase the number of credit cards per day. If the bill date is urgent, it will lead to the need to brush it out immediately after return, which is more prone to risks. And the amount reserved is enough, whether our other money is used for other purposes or because it is not alleviated in this way, it is not difficult to do it. The fewer places left, the higher the skill requirements for playing cards. If you can't use it flexibly, it may be counterproductive, because raising cards by cards is actually the same as robbing Peter to pay Paul, but from different angles, you can play or not.
After keeping the card for a period of time, you can call the customer service of the bank, explain that the amount is too low to use, ask for the amount, threaten to cancel the card without mentioning the amount properly, or apply for a credit card from this bank without canceling the card, and the approved amount will generally be higher.