Wechat lightning loan must be certified before it can be loaned. Certification includes advanced certification and lending certification. The so-called loan authentication is to fill in your credit card number, CVV code, ID number and other information on the WeChat lightning lending platform, and lend your credit card limit before you can borrow money. In other words, "borrow first and then lend."

The money used for WeChat lightning loan is actually the money realized by credit card quota. Users who take "loan authentication" to borrow money should pay special attention to one thing, that is, after having the credit card number and CVV code, they can use the credit card to spend money, so "loan authentication" is risky, so don't disclose the CVV code of their credit card casually.