Is it worth applying for the Everbright and Ctrip Travel Platinum Card? Comprehensive and in-depth review
China Everbright Bank has vigorously entered the tourism industry and continuously launched various travel credit cards. The Ctrip Travel Platinum Card issued has attracted much attention from card friends. First, this card is a standard platinum card that can provide a variety of value-added services. Second, the non-rigid annual fee can be redeemed with points. If you want to know whether it is worth applying for the Everbright Ctrip Travel Platinum Card, you will know it after reading this article.
Comprehensive analysis of Everbright Ctrip Travel Platinum Card:
1. Credit card annual fee
Ctrip Travel Platinum Card is a standard platinum card, compared to other banks’ high-end Platinum Card, its annual fee is quite reasonable.
First of all, there is a non-rigid annual fee, and no money will be deducted if it is not activated. After activation, the annual fee will only be incurred after the first purchase. The annual fee of 2,000 yuan is only 1,188 yuan during the discount period, and some cash points can be redeemed. For those who often use credit cards to spend, it is absolutely no problem to accumulate enough points within one year.
2. Credit card limit
As a platinum card, the Ctrip Travel Platinum Card can be successfully approved, and the limit is basically nothing to say, generally around 30,000 can still be reached.
If you want to obtain a higher limit, it depends on whether the applicant's financial strength and credit conditions are strong enough. If you apply for a card at the counter, you can provide large deposit certificates, financial products, cars, real estate, etc. Data proves that at least 50,000 is still possible.
3. Credit card benefits
For travel experts, the benefits of Ctrip Travel Platinum Card are absolutely worth it.
In particular, you can enjoy the value-added service rights of the Platinum Card, such as the airport high-speed rail VIP lounge service with UnionPay cards, airport pick-up and drop-off twice/year, free car rental once/year, road rescue 6 times/year, etc. There is also no threshold 1 cashback for overseas transactions with MasterCard, and you will get a Ctrip gift card worth 1,000 yuan if you meet the standard, which is something that many travel cards cannot do.
In short, as a travel credit card with high-end benefits, the Everbright Ctrip Travel Platinum Card is worth buying. However, this credit card is a standard platinum card, and it is difficult to apply for the card. You should start based on your actual situation.
How about the Ping An Ctrip Platinum Credit Card?
It’s pretty good. Ping An Ctrip Platinum Card advocates happy travel and a successful life, and provides creative concepts and designs.
The main visual features of the card face are tourism culture symbols of different styles, which are collected in business travel bags, presenting the artistic conception of life of happily traveling around the world, and leading the new fashion of business and leisure. (Card information) Annual fee: 100 yuan for regular card (free in the first year, swiping the card 6 times, and free in the second year); 300 yuan for the gold card (free in the first year, swiping the card 6 times, and free in the following year). Credit limit: 1,000-10,000 yuan for regular cards; 10,000-50,000 yuan for gold cards. Interest-free period: The maximum interest-free period is 50 days. Withdrawal limit: 50 of the credit limit.
1. The benefit of Ping An Ctrip Credit Card is that Ctrip cardholders can become Ctrip gold members by booking multiple points. Activate and use the Ctrip membership card to log in to Ctrip, accumulate multiple Ctrip points, and feedback excess points: 1.5 times for phone/online bookings, 1.7 times for Ctrip wireless bookings. Travel protection up to 2 million, up to 2 million travel protection, aviation accident death and disability can enjoy 2 million protection, aviation accident disability medical treatment can enjoy 200,000 protection; train (including subway, light rail, ship) accident disability can enjoy 500,000, accident Injury medical treatment is RMB 50,000; when taking a car (including taxi), you can enjoy accidental death and disability of RMB 100,000, and accidental injury medical treatment is RMB 10,000. The annual fee for the Ping An Ctrip Business Travel Credit Card Gold Card is 300 yuan for the main card and 150 yuan for the supplementary card. Ping An Bank's platinum credit cards generally start at 50,000 yuan and can reach up to 1 million yuan, which belongs to Ping An Bank's high-end credit card level. Applying for Ping An Ctrip Platinum Credit Card must be evaluated and determined based on the applicant's information. Generally, it requires large asset scale and large flow. From now until June 30, 2020, new customers who have successfully applied for and been approved for the Ping An Ctrip Platinum Card can obtain the benefits of the Ctrip Super Member Annual Card by spending 288 yuan three times before the end of next month.
2. Validity period of equity exchange: from the 6th of the third month of the card to the end of the next month Equity period: monthly allowance within one year from the date of successful transaction from now until 2020 On June 30, new customers who successfully apply for and are approved for the Ping An Ctrip Platinum Card will receive 12 equity value-added packages starting from the third month of card verification. List of premium benefits: · Hotel discount 66 (used on Ctrip app, upper limit 66 yuan): can be redeemed 2 times · 66 airport transfer coupons (used on Ctrip app, upper limit 66 yuan): can be redeemed 4 times · One-month video membership (Can be exchanged for members of Tencent, Youku, iQiyi, and Mango Video): 6 equity swaps Validity period: from the 6th of the next month to the end of the current month Equity validity period: Within 30 days after successful redemption Instructions for using the equity: When using the hotel 66 discount coupon, you need to Use Ping An Ctrip corporate brand card to pay the amount after discount for the order. 1Cashback is used for overseas consumption. Before August 31, 2020, cardholders can use Ping An Ctrip Platinum through the alliance settlement network in addition to physical (including China, Hong Kong, China, Macau and Taiwan) offline merchants and designated online merchants. Card.
What is the use of the Ctrip Platinum Card?
Ctrip has launched the Platinum Card product, and many people who love traveling have applied for it, but people don’t know what the Ctrip Platinum Card is for. Let me tell you in detail below.
1. Points accumulate quickly
You can earn points by booking products on Ctrip, and you have the opportunity to earn points by participating in prize surveys, draws, etc.
2. Hotel booking points guarantee
Based on your personal good credit record and the number of points you can use, you can enjoy the points guarantee service, which is also a useful service.
3. Guarantee-free for domestic air tickets
When booking domestic air tickets with Ctrip Platinum Card, if the booking is for same-day delivery/pickup the next day, there is no need to provide a credit card guarantee. This is Biggest benefit.
4. There are many preferential activities
There are also many gifts, including brand gifts, charity gifts, travel product vouchers, air ticket vouchers and hotels, etc., and they are returned every month. Gift-themed marketing activities and special offers will be launched so that everyone can get more gifts.
Uses of Ctrip Platinum Card: Quick accumulation of points, hotel booking points guarantee, guarantee-free domestic air tickets, many preferential activities, etc.