Take the Industrial Bank UnionPay RMB Platinum Credit Card as an example:

Annual fee standard: RMB 2,600 yuan/card for the main card, RMB 1,200 yuan/card for the supplementary card. Once the card is issued, regardless of whether it is activated or not , that is, an annual fee is charged.

According to Article 3 of the "Industrial Bank Credit Card (Personal Card) Application Contract": Party B shall pay the first-year annual fee and production fee after its application for card application is approved. The annual fee thereafter will be included in the repayment of the first bill of the year, and Party B shall pay it before the due date of the bill.

Extended information:

Credit card loss reporting fee (excluding replacement cards): 50 yuan/card for ordinary cards and business cards (UnionPay brand); free for other cards.

Inter-bank transfer fee Credit card cash installment inter-bank transfer fee: 20 yuan/transaction?

Cash advance fee (including overdraft transfer): 2% of the amount, minimum 20 yuan/transaction or 2 US dollars/ Transactions (regardless of whether they are in the same city or different places);

Excess payment cash withdrawal or transfer fee: 0.5 of the amount, minimum 5 yuan/transaction or 1 US dollar/transaction, maximum 50 yuan/transaction or 10 US dollars/transaction?

Industrial Bank - Industrial Bank Credit Card Fee Standards

Industrial Bank - Industrial Bank Credit Card (Personal Card) Application Agreement

Industrial Bank - User Guide