Cash installment, also known as cash installment, is generally a installment method in which the cardholder applies or the issuing bank actively invites the cardholder to apply, converts the cardholder's credit card amount into cash, transfers it to the designated debit card (our bank or other banks), and repays the loan according to the specified number of installments every month. In order to face the increasingly fierce credit card cashing, many banks, such as Huaxia Bank's Easy Money business, after reviewing the applicant's relevant qualifications, transfer the credit line of the credit card to the applicant's account in stages to provide disguised cashing.