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How to calculate the annual fee of China Merchants Bank's credit card, and does online payment count as consumption?
The annual credit card fee of our bank is 100 yuan/year, and the gold card is 300 yuan/year. The annual fee is charged once a year. If you apply for two cards or supplementary cards at the same time, the annual fee for the second card or supplementary card is 1/2 of the first card. The annual fee is calculated from the issuing date of your card (the validity period under the credit card number, and the previous date is the issuing date), which is not a natural year. Successful application for China Merchants Bank credit card (except unlimited card/platinum card/business card /ANA co-branded card /VISA MINI card /MSN MINI card /VOGUE titanium card /HELLOKITTY fan gold card Miss KITTY perfume credit card) will be exempted from the annual fee for the first year by China Merchants Bank credit card or partners. If you spend more than six times on a single card (the amount and form are not limited) within one full year of the validity of your card (from the date of issuance of the card, the annual card fee for the next year can be reduced, and online payment is also included. This discount will be valid for a long time until the new annual fee preferential policy changes.

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