Bank of Communications Credit Card Gold Card and Platinum Card are both credit card categories launched by Bank of Communications. There are four main differences between gold card and platinum card in terms of service, quota, annual fee and application:

1. The services are different: the additional services of gold card are far less than those of platinum card, while platinum card can enjoy global airport VIP treatment, comprehensive high security plan, worry-free driving service, exclusive high bonus plan, many free exclusive services, exclusive privileged merchants, VIP channel service of branches, platinum secretary special line service and so on.

2. The annual fee is different: the annual fee for the gold card is 2 yuan, and the basic annual fee for the platinum master card is 1 yuan.

3. Different limits: the maximum limit of gold card is RMB, and the limit of platinum card starts from RMB 5,.

4. Different application conditions: the gold card application conditions are fixed income groups with an annual salary of more than 12, and a good credit record; Platinum card is currently limited to the application of high-quality customers with more than 2 million assets of Bank of Communications.

Extended information:

Bank of Communications will issue gold cards to high-quality customers. In addition to meeting the basic requirements for applying for credit cards, people with an annual income of more than 4, yuan are more likely to be granted gold cards.

Platinum Card is a credit card launched by Bank of Communications to distinguish it from gold card customers, and it provides higher-end services and benefits than gold card. Usually, banks will take the initiative to invite qualified customers to apply for platinum cards, and platinum card customers can enjoy platinum customer service hotline service and distinguished value-added services. In general, the application criteria for platinum credit cards in banks are mostly annual salary of more than 1, yuan or financial proof of more than 5, yuan.

Reference: Bank of Communications-Baidu Encyclopedia