The first question that friends who need to apply for credit cards want to know is how many credit cards they can apply for, especially after applying for the standard ic card of CITIC UnionPay. Under normal circumstances, the auditor of CITic Bank will examine and approve the amount of CITIC UnionPay standard IC card according to the applicant's comprehensive conditions, mainly depending on the applicant's basic information such as deposits and personal credit records.
If you want to apply for CITic UnionPay standard IC card, you must know that CITIC UnionPay standard IC credit card accounts are divided into two types, one is RMB main account and the other is RMB electronic cash account. Due to different accounts, the standard ic card quota of CITIC UnionPay will be different. Please see the explanation below for details.
Electronic cash account: the initial RMB of the electronic cash account is 0 yuan, and the maximum balance cannot exceed 1000 yuan, and the first consumption cannot exceed 200 yuan. At the same time, the balance in the electronic cash account shall not be overdrawn, lost, withdrawn or transferred.
Credit card account: Credit card accounts are divided into ordinary cards and gold cards, and the specific approval amount should be granted according to the basic information such as the nature of the applicant's work unit, the contribution ratio of provident fund, personal credit record and so on.
Under normal circumstances, auditors mainly look at the applicant's work certificate, education certificate, salary certificate and other basic information. The more complete the personal data, the faster the approval speed, and it would be better if there is a fixed deposit.