Holders of dual-label cards of Bank of China UnionPay and international organizations can swipe their cards at domestic UnionPay channels and overseas international organizations for consumption and cash withdrawal. If you only hold a single-label foreign currency card of an international organization, you can't spend it in China for the time being, but you can use it through overseas international organizations for consumption and cash withdrawal. A handling fee is charged for overdraft withdrawal, and overdraft interest is charged according to the actual overdraft withdrawal amount and the actual number of days in arrears from the transaction accounting date. The overdraft interest rate is 0.5 ‰ of the daily interest rate, and the compound interest is calculated monthly.

The above contents are for your reference. Please refer to the actual business regulations.

If you have any questions, please contact online customer service of Bank of China.

You are cordially invited to download and use China Bank Mobile Banking APP or China Bank Cross-border GO APP to handle related business.