Which bank is better for car credit cards?

1. Ping An Car Owners Credit Card This credit card is a gold card. Truck owners can enjoy a 12% discount on refueling every day at nearly 8,000 gas stations across the country. Refueling discounts, annual rebates up to 960 yuan, this benefit is a real savings for car owners who insist that they can’t afford to pay for refueling. In addition, 1.1 million yuan of full vehicle personnel protection and nationwide free roadside assistance can be obtained for free as long as you complete the first purchase. The annual fee for this card is RMB 200 per year, and the annual fee for the following year will be reduced if you spend over RMB 30,000.

2. CCB Longka Auto Credit Card

This card is difficult to apply for, and the vehicle production standards are relatively strict. It requires a vehicle with a displacement of 1.0 liters and above, 7 seats and below, and an age of the vehicle. Only those who have been more than 8 years old can apply for a Longka car credit card. Cardholders of this card have the following benefits: double points for oil changes, 15 yuan car wash discount, car insurance purchase discount, free roadside assistance, car rental privileges, etc. In addition, the annual fee of this card is 200 yuan/year, and the annual fee of the card cannot be reduced or reduced.

3. Guangfa Car Owner Credit Card

This car owner credit card has two levels: regular card and gold card. Applicants can choose to apply according to their own consumption needs and repayment ability. As a car owner credit card specially designed by Guangfa Bank for private car owners, cardholders can enjoy 100 kilometers of free roadside assistance services across the country, 5 times the points or 1% cash back discount when swiping the card for refueling. New customers who sign up for the card before the end of 2017 will be repaid. You can enjoy an additional 2% refueling fee.

4. China Merchants Bank Auto Card

With the China Merchants Bank Auto Card, you can get 3% cash back when you refuel at designated gas stations of PetroChina or Sinopec. If you refuel on Friday, this discount can be Raised to 5%. In addition, the annual fee reduction standard for this card is relatively loose. As long as the number of purchases reaches 6 times, the annual fee is not required. As long as the car owner remembers to use the China Merchants Bank Auto Card to refuel, he can easily save 300 yuan.

5. Minsheng Bank Car Card

There are two types of Minsheng Bank Car Card: Gold Card and Platinum Card. Anyone who meets the conditions for swiping the card will have the opportunity to get fuel money. If you swipe the card every month, you will get refueling money every month. Yue De. Refueling rebates at gas stations across the country, up to 500 yuan per month. There are also 1 yuan car wash, 1 yuan parking, 15% car insurance, 24-hour roadside assistance and other services.

The car owner credit cards launched by the above five banks each have their own advantages. Car owners can compare and choose the car owner credit card that best suits them. For example, the bank that saves the most money on gas is Ping An Bank, while the bank with richer car rights is China Construction Bank.

What to do after the credit card car installment is paid off:

Step one: Go to the bank to go through the procedures for obtaining the car registration certificate

The customer drives the motor vehicle with his or her ID card Go to the bank branch that handles the car loan or the nearest local bank branch, fill in the relevant information, and go through the procedures for receiving the car registration certificate. Since it takes two to three working days for the bank to issue the car registration certificate, the customer will go home and wait for notification from the bank after completing the procedures.

Step 2: Go to the vehicle management office to go through the mortgage cancellation procedures

After receiving the notice from the bank that "the car registration certificate can be collected," the customer goes to the bank branch to collect the car registration certificate. Then, bring your ID card, driving license, car registration certificate and other relevant materials, and go to the vehicle management office with the bank staff to handle the deposit procedures.

Step 3: Change the beneficiary of the auto insurance

While the car is being mortgaged, the first beneficiary of the auto insurance purchased by the customer is the bank. Therefore, if after paying off the credit card car installment, the car insurance for this year has not expired, then you must bring the "loan repayment certificate" issued by the bank to the insurance company to go through the procedures for changing the first beneficiary of the car insurance and change the beneficiary of the car insurance. Change to yourself.

Many customers often forget or ignore the "third step", which will cause trouble in future insurance claims. Because there is no change, the first beneficiary of car insurance is the bank, and the claim settlement after the car is injured is paid to the bank. It takes a lot of time and effort for customers to get their claims back from the bank. Therefore, in order to avoid trouble, don’t forget the step of “changing the beneficiary of your car insurance”.

Which bank is the best for car owners’ credit cards? Just choose these three models

In the past, when many car owners applied for a credit card, they would consider whether there were discounts on car washes and refueling. But now, when applying for a car owner’s credit card, you also have to consider whether it has etc functions. After all, those with etc functions The car owner card allows car owners to pay tolls on expressways without stopping, and can also enjoy discounts on expressway tolls.

So, which bank is the best for car owners’ credit cards? Here are three models to introduce to you.

1. Bank of China etc. Credit Card

Customers who do not have a Bank of China credit card can apply online for Bank of China etc. digital credit card, and the card can be issued online in seconds. If approved, OBU electronic equipment can be sent . And the card is two separate cards. Just insert the etc. debit card into the device. The highway tolls will be deducted directly from the bound etc. credit card, and you can also enjoy a 50% discount on highway tolls.

High-speed card swiping is also included in the number of credit card swipes. As long as you swipe the card 6 times, the annual fee will be reduced.

2. Bank of Communications etc. Credit Card

New customers who apply for a card and activate the credit card within 45 days of the card verification date can receive OBU electronic equipment for free, which meets the threshold of the hottest Friday supermarket refueling event of the current period. , you can enjoy a 10% discount on daily tolls when passing the expressway in the next month, as well as rebates for refueling on Friday, the hottest Friday, and the rebates for swiping cards in supermarkets are combined, with a maximum limit of 100 yuan.

The annual fee for the first year will be waived directly. If you swipe the card 6 times in the current year, the annual fee for the next year will be reduced. High-speed swiping will also be included in the number of swipes.

3. China Construction Bank etc Credit Card

When applying for the China Construction Bank etc Credit Card, you will receive a free gift or OBU equipment. After activating the etc service, you can realize non-stop toll collection in the ETC lanes of the national Internet highways. It enjoys a 50% discount on tolls, as well as free roadside assistance, discounted car washes, discounted gas services, etc. It is considered a better etc. credit card, and the annual fee for the following year is waived for 3 purchases in the first year.

Which bank’s credit card for car owners is better?

1. ICBC Auto Plus Credit Card

The annual fee for applying for the ICBC Auto Card is RMB 100, and the rebate for refueling is RMB 1,000, resulting in a net profit of RMB 900.

Applying for a gold card has an annual fee of 200 yuan, a rebate of 1,000 yuan for gas, and a final net profit of 800 yuan.

Applying for a platinum card has an annual fee of 2,000 yuan and a rebate of 1,000 yuan for refueling. You will lose 1,000 yuan, but you will enjoy VIP privileges on the airport high-speed rail.

2. Guangfa Car Owner Card

You can enjoy 360 yuan cash rebate for refueling, 200 yuan cash back when opening a new account, and 50 yuan mall coupon when you apply for the GF Car Owner Card. One year roadside assistance, one year travel or driver accident cover.

Applying for the Guangfa Car Owner Platinum Card can enjoy: 600 yuan cash rebate for refueling, 300 yuan cash rebate for opening a new account, 50 yuan shopping mall coupon, one-year roadside assistance, and one-year travel accident insurance.

3. Agricultural Bank of China ETC card (slightly different in each province)

The main benefit of Agricultural Bank of China ETC card is the discount on highway tolls. For friends who often need to travel on highways, There are certain advantages.

For friends who often travel on the highway, applying for an Agricultural Bank of China ETC credit card and combining it with car owner cards from other banks can maximize your savings. Of course, there are restrictions on car models. If you are from Shanghai, Tianjin, or Chongqing, can you go to the next city to apply for one, so that you can get 100 off every month?

4. Ping An Bank Car Owner Card

Relatively speaking, I personally feel that if there is a gas rebate activity, and you get a cash rebate of 720 yuan, then the annual fee difference of the platinum card is only 80 Yuan, but you can enjoy more car wash, driving, and roadside assistance services, plus accident protection of 1 million yuan for the driver and 200,000 yuan/person for the same passenger, it is still worth it. Otherwise, consider car owner cards from other banks.

5. China Merchants Bank CarCard

The main benefit of China Merchants Bank’s car owner card is the cash rebate activity for fuel.

Even if it is a new card and enjoys 6 months of cash back, it is only 180 yuan of wool. Apart from 50% more points, there is no benefit.

6. CITIC Bank Car Owner Card

CITIC Car Owner Card has gold card and platinum card. CITIC Car Owner Card comes with its signature flight delay insurance.

In comparison, it seems that the gold card is more suitable. You can get 480 cash back when you refuel, and you can also enjoy 6 car washes. At 20 yuan each time, you can get 600 yuan back, while the elite white card can get cash back when you refuel. 600, enjoy 12 car washes, which is 240 yuan, but there is an annual fee of 480 yuan, and finally you will get back 360 yuan.

Junguibai has unlimited roadside assistance, but the annual fee reaches 2,000 yuan. Therefore, if you often fly late and are late, get an elite card. Otherwise, get a gold card. If your car often breaks down, go for the most expensive card.

7. CCB Longka Car Card

The benefits of the CCB Car Owner Card are mainly points for oil change and car wash services.

Friends who need to wash their cars frequently can consider this card. If there is a service point near your home, even if you wash your car twice a month, it will still be worth the annual fee.

Which credit card is better for car owners? Car owners’ credit cards from all banks!

More and more people are buying cars now. It is said that buying a car is easy but maintaining a car is difficult. After buying a car, you still have to face a lot of things to maintain the car, which is not only troublesome but also expensive. But if you have a car owner's credit card, it will not only help you when you need money urgently, but you can also enjoy the related rights and interests of the car owner's card, which can be said to be quite cost-effective. So which bank is better for car owners to choose for their card? Let me introduce it to you.

1. China Merchants Bank CarCard Car Credit Card

China Merchants Bank CarCard Car Credit Card is a gold card set specially customized for car owners. It is divided into two parts: standard large card and special-shaped small card. The annual fee is 300 yuan/year, but most of China Merchants Bank’s banks waive the annual fee in the first year. If you swipe the card 6 times, you can waive the annual fee for the next year.

You can enjoy cash back on gas with China Merchants Bank CarCard, which is 3% on weekdays and 5% on Fridays. According to the existing points rules, you can get an additional 50% points!

2. CCB Long Card Car Card

Of course CCB also has car cards. CCB’s Long Card Car Card has MasterCard version and VISA version. The annual fee for the gold card is 200 yuan/year, and the annual fee for the supplementary card is 200 yuan/year. The fee is 100 yuan/year, and the annual fee is waived for the first year. If you use it 3 times, you can waive the annual fee for the next year.

The CCB Longka Auto Card offers points redemption for fuel, free roadside assistance and discounted car wash services. If you have a platinum card, the car wash fee is completely free if it is less than 40 yuan, and the part above 40 yuan can be paid with points.

3. Ping An Car Owner Card

I believe many people are familiar with Ping An Bank’s Car Owner Card. It is a gold-level card, and it also has two versions: MasterCard and UnionPay. The first is The annual fee is 200 yuan, and if you swipe the card for 30,000 yuan, the annual fee will be waived for the next year.

With the Ping An Car Owner Card, you can enjoy services such as 12% off on refueling, protection for all vehicle personnel, nationwide free roadside assistance, and complimentary insurance. Ping An's insurance is also one of its major advantages.

4. CITIC Standard Car Owner Card

CITIC Bank’s car owner card has two levels: gold card and platinum card. The annual fee for the gold card is 200 yuan/year, and the annual fee for the platinum card is 480 yuan/year, and the annual fee for the premium platinum card is 2,000 yuan/year. The annual fee for the Platinum Card is a rigid annual fee, and there is no annual fee exemption policy. New Gold Card users can waive the annual fee for the first year, and the annual fee for the following year will be waived with 5 card payments.

The CITIC Standard Car Owner Card Gold Card has an 8% cash back reward for refueling, the Platinum Card elite level has a 10% rebate, and the Platinum Premium Card has a 15% rebate; there are also unlimited roadside assistance services, 0 yuan car wash activities and 1 yuan airport parking, etc.

5. GF Car Owner Card

There are many versions of GF Car Owner Card. The annual fee for single-currency regular card is 40 yuan, the annual fee for single-currency gold card is 80 yuan, and the annual fee for dual-currency regular card is 80 yuan. The annual fee is 90 yuan, and the annual fee for dual-currency gold card is 260 yuan. The annual fee is waived in the first year, and the annual fee for the next year is waived by swiping the card 6 times.

Up to 360 yuan cash rebate or 5 times points for refueling, there are also free roadside assistance, free high-value accident insurance and fuel cards for new customers.

6. Minsheng Cheche Credit Card

Minsheng Cheche Credit Card has three types: gold card, platinum card and luxury platinum card, which are somewhat similar to CITIC’s. The gold card has an annual fee of 300 yuan, which is waived in the first year, and is waived for the next year if you swipe the card 5 times; the standard platinum annual fee is 600, which is waived for the first year, and it is waived for the next year if you spend 18 times or 50,000 yuan; the deluxe platinum is 3,600 yuan per year.

Here we introduce to you the car owner cards of 6 common banks. Of course, these are not the only car owner cards, but there are also Changxing Huaxia Credit Card of Hua Xia Bank, ICAR PLUS Credit Card of ICBC, and BOC Great Wall Global Idriving Card. You can enjoy related rights and interests such as car cards, so hurry up and apply for one!

This is the end of the introduction about which bank’s car credit card is good and which bank’s car credit card is easy to apply for. I wonder if you found the information you need?