1. When handling the loan business, the bank saw that the customer's conditions were good, and by the way, it filled out a credit card application form for the customer, killing two birds with one stone. If you don't want to use it, you can choose not to activate it.

2. Another possibility is that the customer handles the car purchase installment business with CCB credit card. This credit card is used to pay the monthly car purchase installment, and the bank will send a bill every month to inform the repayment amount of each installment and deposit it directly into this credit card before it expires. If this is the case, the final payment of the car purchase is made by swiping this credit card.

Solution:

Call the customer service hotline of CCB Credit Card to find out whether this card has handled the installment business of car purchase, so as not to delay the loan repayment and damage the credit.

car purchase by stages refers to the cardholder's application to CCB to use his dragon card (excluding business card, student card, supplementary card and guarantee card) to buy a family car at a dealer designated by the bank when he agrees to pay the down payment (the down payment is the net car price minus the approved amount). After approval, the actual installment amount will be evenly divided into several installments, and the cardholder will repay the loan monthly within the agreed time limit and pay a certain handling fee.