China Merchants Bank GQ co-branded Capka is still worth keeping. Because CMB GQ card is CMB’s first card that offers free monthly cash withdrawals, and there are very few credit cards among them. This thing allows you to read the GQ e-magazine for free and subscribe to the paper magazine at a 30% discount. This card can be said to be the most popular card of China Merchants Bank. The application threshold is very low, it is easy to get rid of the card, and the limit is increased quickly. Although the special benefits are not rich, as a newbie, it is definitely worth being the user’s first card.

1. CMB GQ co-branded credit card

The GQ co-branded card is a credit card jointly issued by China Merchants Bank and Shanghai Condé Nast Advertising Co., Ltd. Currently, the card design only has one card surface, which is UnionPay single currency. For Puka, only men can apply. CMB GQ co-branded credit card is a credit card focusing on men’s fashion. This thing not only has a cool design, but also has the basic functions and credit card rights of China Merchants Bank credit card, which can meet the various needs of cardholders. The CMB GQ co-branded card is a regular card at the card level, and its current credit limit is between 30 million yuan and 10,000 yuan. If the cardholder feels that the credit card limit is too low, the user can call China Merchants Bank and request to increase the credit card limit after six months of use. As a general-purpose card, the application of this card is relatively simple.

2. Benefits of credit cards

When users apply for a credit card, they can first enjoy the many preferential policies brought by the credit card, and there are also corresponding discounts for spending with the credit card in major shopping malls. At the same time, it avoids carrying a large amount of cash when going out, which is very convenient and fast, and does not cause various dangers caused by carrying a large amount of cash. You can also enjoy a repayment method after consumption, which can temporarily solve the financial difficulties of cardholders. It has to be said that credit cards have brought a lot of convenience to users’ lives. When using credit cards to make purchases in major shopping malls, users will also receive corresponding virtual points, which can be redeemed for various products.

In summary, credit cards have brought many benefits to users’ lives, but it is undeniable that the emergence of credit cards also has many disadvantages. Many people are unable to control their consumption desires and even commit crimes.