At the beginning of the second half of 2023, bank personnel exclusively learned that the heads of many local branches of China Guangfa Bank will be adjusted, and personnel changes will also drive the development and circulation of various businesses.
Established in 1988, China Guangfa Bank is one of the first joint-stock commercial banks in China.
The 2021 annual report of Guangfa Bank shows that in 2021, Guangfa Bank achieved revenue of 74.905 billion yuan, a decrease of 6.98%; net profit was 17.476 billion yuan, a year-on-year increase of 26.53%. Revenue fell, but net profit kept growing.
In terms of real estate loans that everyone is more concerned about, Guangfa Bank’s real estate loan balance in 2021 was 153.359 billion yuan, compared with 160.944 billion yuan at the end of last year, a year-on-year decrease of 4.71; real estate loans accounted for 17.57, compared with 20.54 at the end of last year A decrease of 2.97 percentage points; the real estate loan non-performing ratio was 2.15, an increase of 1.95 percentage points from 0.20 at the end of last year.
Chen Guangfa Bank, General Manager of Transaction Banking Department, is proposed to be appointed as Party Committee Secretary and President of Zhongshan Branch. Li Xiaoshui no longer serves as the president of Zhongshan Branch.
Chen is an international letter of credit expert, international factoring expert, and senior economist. He has long been responsible for the research and development of international settlement, domestic settlement, local and foreign currency and offshore trade financing, supply chain financial products, and cash management products.
Extensive experience in product development. d management enables her to plan the development direction of the enterprise customer service center from a professional perspective and a strategic perspective. In addition, she also guided and participated in the construction of GDB's electronic channels.
Chen, President of Guangfa Bank Changsha Branch, is appointed as General Manager of the Asset and Liability Management Department.
Chen was transferred from Guangfa Bank Dongguan Branch. In 2017, he was appointed as President of Guangfa Bank Changsha Branch. He is currently the General Manager of the Asset and Liability Management Department of Guangfa Bank.
During his tenure in Changsha, Chen often conducted research, such as rural revitalization in Changde and Shaoyang, and poverty alleviation in Yueyang and Yanshan villages. Not only that, Chen also actively leads Changsha Branch to carry out government-bank-enterprise cooperation, promote the speed and quality of corporate and retail business, and demonstrate corporate responsibility and responsibility in serving the overall situation.
Zhang Hua, deputy general manager of the Credit Card Center of China Guangfa Bank, and secretary of the Party Committee of the Credit Card Center.
Zhang Hua, born in 1975, served as the head of the system department, the head of the marketing department, and the deputy general manager of the credit card center of China Guangfa Bank. Currently serves as Secretary of the Party Committee of Guangfa Credit Card Center.
Zhang Hua has practical experience in the maintenance and development of credit card systems, and has unique experience in credit card marketing and promotion. While serving as deputy general manager of Guangfa Bank Credit Card Center, he was in charge of credit card cross-industry strategic alliances, external public relations and VIP customer maintenance and management. It has established classic cases of strategic alliances with well-known enterprises such as China Southern Airlines (Hong Kong stock 01055) Co., Ltd., Air China Co., Ltd., and Meijian Retail Chain (Wanning).
Two vice presidents of Guangdong Development Bank Nanchang Branch were promoted.
Li Jun, Vice President of Guangfa Bank Nanchang Branch, is appointed as President of Chongqing Branch.
Li Jun officially served as the vice president of Guangfa Bank Nanchang Branch on January 3, 2016.
Li Jun has successively won many honors such as the “Six Stability” and “Six Guarantees” provincial advanced collective in the financial field of the Jiangxi Provincial Government, the Jiangxi Provincial May Day Labor Certificate, and the Jiangxi Provincial Poverty Alleviation Enterprise.
Her passion for work and her work ability made her stand out from the vice president and was promoted to the top of Chongqing Branch.
On June 27, 2023, Li Jun’s qualification as president of China Guangfa Bank Chongqing Branch has been officially approved by the regulatory authorities.
Qin Xiaojing, Vice President of Nanchang Branch of Guangdong Development Bank, Secretary of the Party Committee of Nanchang Branch, is proposed to be the President.
Qin Xiaojing used to be the manager of the Trade Finance Department of China Guangfa Bank, the vice president of Beijing Branch, and the vice president of Nanchang Branch.
As a bank manager who grew up in the Guangfa Bank system, Qin Xiaojing has always had her own unique views on investment and financial management
Liu once served as the legal representative and senior manager of Guangfa Bank Fuzhou Branch .
Before Guangfa Bank, Liu worked at Agricultural Bank of China. In 2006, Liu served as deputy director of the office of Agricultural Bank of China Jiangxi Branch. He is also a very thoughtful person. He has published his own papers, such as "Thoughts on the Management of the Agricultural Bank of China's Recovery and Refinancing Plan in Underdeveloped Areas".
Liu Weifeng, Vice President of Fuzhou Branch of Guangfa Bank, was appointed as Interim President of Fuzhou Branch.
Liu Weifeng once served as deputy general manager of the Operation Management Department and vice president of Fuzhou Branch of China Guangfa Bank.
Since the establishment of Guangfa Bank Fuzhou Branch in 2013, the president has only changed once. In 2018, the head of the Fuzhou branch was changed from Lai Tianhua to Liu.
Before Liu was transferred to Fuzhou Branch, he served as vice president of Nanchang Branch. Starting from the fourth quarter of 2016, various branches of China Guangfa Bank began to rotate jobs frequently. Since November 2016, 15 branch presidents or vice presidents of China Guangfa Bank have obtained qualification approval from the China Banking Regulatory Commission, and Liu is one of them.
In early April 2021, two branches of Guangfa Bank were jointly issued 4 fines by two branches of the China Banking Regulatory Commission, with a total fine of 17 million yuan, one of which was the Fuzhou branch. The reasons for the fine showed that the bank had problems such as improper employee behavior management and handling, and inadequate internal control management of interbank settlement accounts. The Fujian Supervision Bureau of the China Banking Regulatory Commission fined Guangfa Bank Fuzhou Branch 1.5 million yuan in accordance with the law. Lai Tianhua was given an administrative penalty of disqualification as a senior manager for six years.
In addition, we noticed that Bai Tao, the current chairman of China Guangfa Bank, only officially announced it last month. On June 16, 2023, the official website of the Insurance Regulatory Commission of Bank of China (Hong Kong stock 03988) showed that the qualifications of Bai Tao Guangfa Bank Co., Ltd. as director and chairman were approved
Wang Kai, the current president of Guangfa Bank, took office less than a year ago .
Wang Kai, who has worked for the Export-Import Bank of China for many years, became the vice president of China Life Group in May 2020.
Laid off from September 2020 to April 2021, and concurrently served as the chairman of China Life (Hong Kong stock 02628) Insurance (Overseas) Co., Ltd. He will concurrently serve as Secretary of the Party Committee of China Guangfa Bank from January 2021, and concurrently serve as Vice Chairman and President of China Guangfa Bank from May of that year.
The current senior management of China Guangfa Bank includes: President Wang Kai, Executive Vice President Yin Ye, Chief Supervisor Luo Yubing, Vice Presidents Zheng Xiaolong, Xu Hongxia, Lin Deming, Fang Qi (designate), Discipline Inspection Commission Secretary Chen Xiangrong, Secretary of the Board of Directors Li Guangxin, Assistant to the President Li Xiaoshui and Chief Strategy Officer Zhang Wei.
This article originates from the Q&A related to Financial Personnel Plus: How to apply for Guangfa Youmi Finance
"Haoboren" is affiliated to Youmi Finance, which is a direct sales bank of Guangfa Bank. Haodaiqian is a "pan-financial" service platform created by China Guangfa Bank. On April 11, 2016, it officially cooperated with Alipay. Relying on Alipay as the traffic entrance, it initially provided personal credit loans of up to 200,000 to users with a Sesame Credit score of 700 or more. In 2019, it has been updated to only users with a Sesame Credit score of 670 or more. Apply for a personal credit loan of up to 200,000.
The specific application steps are: Open Alipay, find Sesame Credit, Credit Life; click OK to borrow money; fill in the information to submit the application, and then repay the loan on schedule.