Ping An Bank is a cross-regional joint-stock commercial bank controlled by China Ping An Insurance (Group) Co., Ltd. The credit card issued by Ping An Bank is free of annual fee, and the policy of handling the over-limit fee is: 5%, with no minimum and maximum limit.

2. Postal savings

The Postal Savings Bank has strict examination and approval of credit card qualifications. Deposits, wealth management and credit cards related to the Postal Savings Bank tend to have no attribution, and there is no extra charge for cash withdrawal and repayment at many outlets across the country.

3. Industrial and Commercial Bank of China

China Industrial and Commercial Bank charges 1% credit card withdrawal fee, with a minimum of 1 RMB or 1 HKD or 1 USD. Multi-account management, independent amount, and independent daily repayment of a single account.

4. China Construction Bank

China Construction Bank's cash withdrawal fee: domestic: 5‰ of the transaction amount, with the lowest 2 yuan and the highest 50 yuan; Overseas: 3% of the transaction amount, with a minimum of $3.

5. Bank of Communications

Cash withdrawal fee: 65,438+0% of the transaction amount is charged for domestic cash withdrawal, with a minimum of RMB 65,438+00 per transaction;

For overseas cash withdrawal through UnionPay network, each transaction is 12 yuan, plus 1% of the transaction amount, with a minimum of 15 yuan.

Refer to Baidu Encyclopedia-Credit Card