Product Introduction

1. ICBC Business Card is issued by ICBC to central and local budget units, military and armed police unit staff and regular employees of enterprises. It is mainly used for official consumption and daily life. Credit cards for purchases, travel expenses and corresponding financial reimbursements can also be used for the cardholder's personal consumption. The cards include UnionPay-branded RMB credit cards, which are divided into personal cards and business travel cards.

2. No card application fee

In order to facilitate units (enterprises) to apply for ICBC business cards, ICBC has exempted and exempted the annual fees for business cards, card issuance/reissue/replacement of cards/ Loss reporting fees, etc., making it truly cost-free to apply for a card.

Free product items

ICBC Business Card: no annual fee for life, free new/reissued/reissued cards, free report of loss, free “corporate online banking business card service” Platform", free of charge for deposits with ICBC in other places, free of charge for cash withdrawals and transfers from local ICBC for card deposits, free sending of account balance change text messages to cardholders, and free sending of due repayment reminder text messages to cardholders< /p>

Note: In addition to the above-mentioned free items, the military official card is also exempt from handling fees for cash withdrawals and transfers in other places, financial POS usage fees, order adjustment fees, and bill replacement fees.

3. Exclusive credit limit, convenient limit adjustment

Business cards (personal cards) have independent and exclusive credit limits, which fully meet the card usage needs of units (enterprises). For official cards (business travel cards), the limit is assessed separately based on the comprehensive credit of the unit (enterprise) with ICBC.

When the business card usage limit is insufficient, the unit's financial department can apply to ICBC for temporary or permanent quota adjustment, which is convenient and quick.

4. Save capital costs

Using the business card for official consumption, the unit (enterprise) and employees do not need to advance funds, save the cost of reserve funds, and enjoy the benefits of sufficient quota and revolving credit Convenience; the collection unit receives the account the next day, without the pressure of payment, and the service is more considerate.

0 fees for card application, saving capital costs, convenient adjustment of exclusive quota, travel insurance, card application data service, group dedicated line service, overseas VAT refund service, special air ticket points gifts, special offers Event aviation VIP, service annuity service, provident fund service, airport transfer discount, airport parking discount, airport/high-speed rail VIP room, overseas car rental discount.