1. Failing to repay the loan on time, the measures taken by the bank to freeze the use function of the credit card are called overdue deactivation.

2. The customer's credit card cannot be used due to overdue repayment, and it is necessary to pay off all the arrears (including amortization) before applying for restoring the card status.

Extended data:

The overdue cancellation of Minsheng Bank's credit card means that the cardholder fails to repay on time for more than three consecutive months, and the bank has the right to cancel the credit card unilaterally. Solutions for overdue deactivation of Minsheng Bank's credit cards;

1. After the credit card is stopped, the cardholder had better pay off all the credit card debts within the time limit.

2. In order to avoid the blacklist of credit records, this credit card had better be reactivated and repaid on schedule to offset the original bad credit records. Otherwise, cardholders can not only apply for other credit cards, but also apply for financial loans such as mortgages.

Harm of overdue credit card of Minsheng Bank;

1. Even if the credit card is overdue, the cardholder's bill will still have a late fee, and the interest will continue to increase. If the amount meets the requirements of the bank, the bank can sue the cardholder.

2. Cardholders with a large amount will also be punished.

Reference: Baidu Encyclopedia-Minsheng Bank Credit Card