First of all, there is no interest-free repayment period (neither installment nor minimum repayment amount) for cash borrowed by credit card, and the interest is calculated from the day you withdraw it; Second, the cash borrowed in advance has a high interest rate, with a daily interest rate of five ten thousandths, compound interest! Third, the handling fee is very high. The general handling fee is above 1%, which is charged at one time. In addition, if the credit card is not returned on the current repayment date, the bank will treat it as overdue. In addition to the daily fine of 0.05%, measures such as freezing credit cards, blacklisting and bringing a lawsuit to the court will also be taken.