Legal subjectivity:

If a party is sued due to an overdue credit card, the court should generally order the party to repay the debt to the bank. If the party refuses to do so, the people's court can enforce it. ; In serious cases, criminal liability may be pursued. The "Criminal Law" stipulates that anyone who obstructs the management of credit cards shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and shall also or solely be fined not less than 10,000 yuan but not more than 100,000 yuan. Legal objectivity:

Article 177-1 of the "Criminal Law of the People's Republic of China" Whoever interferes with the management of credit cards under any of the following circumstances shall be sentenced to fixed-term imprisonment of not more than three years or criminal detention, and A fine of not less than 10,000 yuan but not more than 100,000 yuan shall be imposed, or may be imposed individually; if the amount is huge or there are other serious circumstances, the sentence shall be not less than three years but not more than 10 years in prison, and a fine of not less than 20,000 yuan but not more than 200,000 yuan: (1) Knowingly Holding and transporting counterfeit credit cards, or holding and transporting blank credit cards knowing that they are counterfeit, in larger quantities; (2) Illegal holding of other people’s credit cards in larger quantities; (3) Using false identities Proof of fraudulently obtaining a credit card; (4) Selling, purchasing, or providing others with forged credit cards or credit cards obtained fraudulently with false identity certificates. Anyone who steals, bribes or illegally provides other people's credit card information shall be punished in accordance with the provisions of the preceding paragraph.