Bank of qinghai is a local commercial bank, which is relatively easy to apply for. However, in order to control risks, banks attach great importance to the repayment ability of cardholders. The information you submit must make the bank feel that you have enough repayment ability. The stronger the repayment ability, the easier it is for banks to issue cards and the higher the credit card limit will be. So:

1. No matter which bank you handle, the more detailed your personal information is, the better. Especially materials that can prove your financial situation.

You can apply for a credit card online, thus saving the waiting time in the business hall.

3. If you want to apply for a large credit card, it is more troublesome to apply in the four major state-owned banks, so you can consider other banks.