The credit card has expired. If the new card is not replaced in time, it will not be used normally after the expiration, which is equivalent to the system automatically stopping the card. However, this does not mean that the card has been cancelled. After the card expires, users can still apply for a new card from the bank. After receiving the new card, they can activate the new card and the credit card can be used normally again.

Unless the card expires, the user refuses or does not replace it for a long time, the bank will automatically cancel the expired card after a long time.

Generally, the validity period will be written on credit cards, mostly three to five years. Please confirm your credit card after you get it. As the deadline approaches, you must pay off all debts, otherwise it will affect your credit rating and adversely affect your future business.

In addition, it should be noted that if you change jobs or move, the information you submitted before will also change. Be sure to inform the bank in advance and change your information to prevent yourself from receiving a credit card or others from receiving a credit card stolen. The way to change the information is to call customer service directly to modify it.